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Principal Software Engineer, Pricing Platform

1 month, 1 week ago
United States
Full-time
Lead
Software Engineer
Software Development
AWS Celery Datadog Django FastAPI Go gRPC Helm Java Kotlin Kubernetes Machine Learning Microservices PostgreSQL Prototyping Python Rust Spring Boot Statistics
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Upstart

Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks
1K-5K
Founded 2012
View All Jobs 23

Description

  • Define the technical vision and roadmap for Upstart’s cross-company pricing platform.
  • Lead the architectural evolution toward modular, reusable capabilities across Personal Loans, Auto, HELOC, and related products.
  • Design and improve Tier 0 and Tier 1 services with stringent latency, throughput, availability, and financial-correctness requirements.
  • Partner with machine-learning teams to establish reliable boundaries between models and production pricing systems.
  • Align engineering, ML, product, data, security, compliance, and business stakeholders on technical decisions and trade-offs.
  • Clarify service, API, configuration, and ownership boundaries across platform teams.
  • Evaluate language and runtime choices, including Python, Kotlin, Rust, and Go.
  • Reduce operational burden through improved testing, observability, failure isolation, incident learning, and blast-radius controls.
  • Guide technical-debt and platform investments based on business value, risk, and long-term return.
  • Conduct design reviews and prototypes, contribute to critical implementation decisions, and mentor senior technical leaders.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 8+ years of software engineering experience.
  • Track record of setting architecture and technical direction for complex distributed systems spanning multiple teams or products.
  • Deep backend engineering experience with production proficiency in Python, Kotlin, or Java, and ability to work in a predominantly Python environment.
  • Experience designing or operating Tier 0 or Tier 1 services with demanding latency, throughput, availability, and correctness requirements.
  • Strong understanding of APIs, modular or service-oriented architecture, containerization, AWS, and maintainable software design.
  • Ability to translate strategy into concrete designs, prototypes, debugging, and critical implementation decisions.
  • Strong communication skills and experience influencing cross-organizational decisions without direct authority.
  • Experience mentoring senior engineers and developing technical leaders.
  • Strong product and business judgment across delivery, reliability, technical debt, risk, and investment decisions.
  • Preferred: experience with real-time decisioning, pricing, risk, fraud, payments, marketplaces, ML productionization, AWS, Kubernetes, microservices, event-driven systems, observability, Rust, or quantitative domains.

Benefits

  • Remote, digital-first work environment with periodic team onsites, typically once or twice per quarter.
  • Anticipated U.S. base salary of $195,300–$270,400, plus target bonuses and equity compensation.
  • Annual equity grants vesting quarterly and an employee stock purchase plan with discounted stock options for eligible U.S. employees.
  • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
  • Medical, dental, vision, wellness resources, health savings account contributions, life insurance, and disability coverage.
  • Paid time off, sick leave, company holidays, and paid family and parental leave.
  • Mental health and financial wellness resources, including an Employee Assistance Program and financial planning tools.
  • Annual wellness and productivity allowances, plus family-centered fertility, caregiving, and parenthood benefits.

Interested in this position?

Apply directly on the company website

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