VP, Portfolio & Underwriting (Alternative Energy)

1 hour, 36 minutes ago
Full-time
Executive
Operations
Pathward

Pathward

Pathward is a federally registered financial institution that enhances financial inclusion by offering a robust banking infrastructure and a variety of financial solutions to support businesses in accessing the necessary funds for growth.

Diversified Financial Services
251-1K
Founded 1954

Description

  • Lead the underwriting of all new business transactions and set the organization’s credit culture.
  • Oversee the day-to-day operations of the Underwriting and Portfolio teams, including Account Executives and Commercial Underwriters.
  • Hire, evaluate, coach, discipline, and develop team members to build a high-performing department.
  • Review credit narratives and approve transactions within delegated authority limits to ensure prudent underwriting.
  • Manage department reporting exceptions, debtor credit limits, and credit origination scorecards and authorization levels.
  • Develop, document, maintain, and periodically review departmental policies, procedures, and risk rating practices.
  • Use CID and related systems to oversee the underwriting process and support decision-making.
  • Partner with Revenue, BDOs, Collections, Asset Management, Legal, and Data Analytics teams on proposals, funding objectives, distressed accounts, and portfolio reporting.
  • Coordinate responses to internal and external auditor requests and ensure documentation and reporting compliance.
  • Contribute to workout strategies for distressed, delinquent, or troubled accounts.

Requirements

  • Bachelor’s degree or equivalent education and work experience; master’s degree preferred.
  • Typically 12+ years of experience with a bachelor’s degree or equivalent.
  • Prior people leadership experience.
  • Experience in Alternative Energy Portfolio, Underwriting, or Asset Management.
  • Excellent verbal and written communication skills.
  • Ability to manage multiple competing priorities.
  • Ability to partner and influence at various levels internally and externally.
  • Preferred: prior OCC-regulated bank experience.
  • Preferred: 10+ years of interdisciplinary commercial finance experience in Alternative Energy, C&I, or CRE.
  • Preferred: experience leading multiple cross-functional teams with an emphasis on Alternative Energy.

Benefits

  • Annual performance-based incentive opportunity.
  • Salary range of $220,000 to $275,000.
  • Comprehensive benefits package for eligible employees.
  • Health insurance.
  • 401(k) retirement benefits.
  • Life insurance.
  • Disability benefits.
  • Paid time off.

Interested in this position?

Apply directly on the company website

Apply Now

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