Account Executive II (Structured Finance)

3 weeks, 3 days ago
Full-time
Mid Level
Sales and Business Development
Pathward

Pathward

Pathward is a federally registered financial institution that enhances financial inclusion by offering a robust banking infrastructure and a variety of financial solutions to support businesses in accessing the necessary funds for growth.

Diversified Financial Services
251-1K
Founded 1954

Description

  • Manage an assigned Structured Finance portfolio to meet corporate, SBA, USDA, risk management, profitability, and regulatory compliance standards.
  • Monitor clients’ financial condition, management performance, and industry trends, and take timely action to minimize losses.
  • Review and process loan advances for pre-development, development, construction, and revolving credit facilities.
  • Coordinate with third-party vendors, clients, and internal teams to ensure accurate, compliant, and timely disbursements.
  • Conduct ongoing credit assessments by reviewing financial statements, covenant compliance, and production reports.
  • Identify emerging risks and opportunities within the portfolio and proactively respond to account performance changes.
  • Build and maintain relationships with clients, vendors, manufacturers, and internal partners to support deal flow and customer experience.
  • Oversee problem loans and workout credits by developing action plans and coordinating resolution strategies with credit and risk teams.
  • Coordinate with auditors, regulatory agencies, and SBA/USDA representatives by providing documentation and responding to inquiries.
  • Prepare quarterly and annual portfolio reviews and present findings, trends, and risk assessments to credit and executive leadership.
  • Structure and underwrite changes to existing deals for management.
  • Perform other duties as assigned.

Requirements

  • Bachelor's degree or equivalent education and work experience.
  • 3+ years of relevant experience.
  • Strong customer service skills.
  • Strong verbal and written communication skills.
  • Ability to collaborate effectively with internal and external partners.
  • Financial acumen.
  • Familiarity with government-guaranteed lending programs, including SBA 7(a), USDA B&I, USDA REAP, and BIA.
  • Experience with structured finance or portfolio management is preferred.
  • Ability to work in a hybrid remote-office environment.
  • Eligible to work with clients and stakeholders across multiple onsite locations, if needed.

Benefits

  • Salary range of $72,000–$120,000.
  • Eligible for an annual performance-based incentive opportunity.
  • Comprehensive benefits package for eligible employees.
  • Health insurance.
  • 401(k) retirement benefits.
  • Life insurance and disability benefits.
  • Paid time off.

Interested in this position?

Apply directly on the company website

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