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Benefits Analyst

1 day, 10 hours ago
United States
Full-time
Mid Level
Human Resources
HR and Recruiting
CRM Salesforce
Apply Now
Melita Group

Melita Group

Melita Group provides customized HR outsourcing solutions, payroll processing, and benefits consulting services designed to enhance business efficiency and employee productivity for organizations of all sizes.

Professional Services
51-200
Founded 1993
View All Jobs 3

Description

  • Analyze and present medical, dental, vision, disability, group life, and voluntary benefit proposals to clients.
  • Advise clients on benefits plan design and employee contribution strategies based on business goals, culture, budget, and market benchmarks.
  • Lead renewal presentations and plan-change discussions for client decision-makers.
  • Own renewal budgeting, projections, rate development, contribution analysis, and plan-change modeling.
  • Benchmark benefit plan designs, costs, and contributions against market data.
  • Perform disruption, network-discount, administration-fee, fully insured rate, claims projection, and IBNR reserve analyses as applicable.
  • Develop and manage RFPs with insurance carriers and general agency partners; validate returned quotes and assemble annual renewal proposals.
  • Coordinate with the Benefits Support team to secure timely renewal decisions and enable open-enrollment execution.
  • Maintain well-documented analytical files and contribute to process improvements and AI-enabled automation.

Requirements

  • 3+ years of experience in small-group benefits analysis and/or support.
  • Bachelor's degree.
  • Active Life, Accident and Health Producer License, or willingness to obtain required state licenses during onboarding.
  • Knowledge of benefits financial analysis, including budget and claims projections, rate development, contribution analysis, and disruption and discount analysis.
  • Strong proficiency with Microsoft Excel.
  • Experience or comfort using Salesforce, CRM systems, and AI-enabled workflows.
  • Strong client communication, presentation, and relationship-building abilities.
  • Experience supporting small and mid-sized groups in a brokerage or consulting environment (preferred).
  • Experience with fully insured, level-funded, and ideally self-funded benefit programs (preferred).
  • Familiarity with ancillary and voluntary benefit products; carrier and general agency relationships; or experience mentoring and coordinating others, including offshore staff (preferred).

Interested in this position?

Apply directly on the company website

Apply Now

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