Sr. Director, Credit Risk Analytics

13 hours, 59 minutes ago
Full-time
Executive
Data Science and Analytics
Prosper

Prosper

Prosper is an online marketplace lending platform that connects borrowers with lenders, offering personal loans, credit cards, and home equity options. With a focus on financial education, Prosper helps individuals manage their finances and achieve pea...

Banks
251-1K
Founded 2005
$490M raised

Description

  • Own the full lifecycle of credit risk management for the Personal Loan business.
  • Develop and optimize credit, pricing, and verification strategies using data and ML/AI models.
  • Lead automated decisioning strategies to support profitable growth while managing credit and fraud losses.
  • Translate complex analyses into actionable recommendations for executive leadership and the Credit Risk Committee.
  • Serve as a key communication partner for investors by explaining performance trends and strategy decisions.
  • Collaborate across Capital Markets, Product, Engineering, Legal, Compliance, Operations, and Marketing.
  • Oversee credit loss forecasting and stress testing to keep losses within risk appetite.
  • Evaluate new vendors, alternative data sources, and emerging technologies.
  • Monitor portfolio performance at a granular segment level and adjust strategies as needed.
  • Guide and develop a high-performing analytics team.

Requirements

  • Master’s degree or higher in Business, Statistics, Mathematics, Engineering, Economics, or a related quantitative field.
  • 12+ years of experience managing credit risk in the Credit Card or Personal Loan sectors.
  • Deep knowledge of credit and fraud risk management.
  • 7+ years of people leadership experience.
  • Experience in loss forecasting is a strong plus.
  • Outstanding written and verbal communication skills.
  • Ability to work effectively across diverse functions and stakeholder groups.
  • Ability to thrive in a fast-paced environment and meet deadlines without compromising quality.
  • Ability to work productively in a hybrid environment, balancing remote and in-person collaboration.
  • Proven ability to build and refine credit strategy frameworks with structured, innovative approaches.

Benefits

  • Competitive salary.
  • 401(k) with a 5% company match.
  • Flexible time off.
  • Paid parental leave.
  • Annual wellness allowance.
  • Comprehensive health coverage.
  • Udemy access for professional development.
  • Childcare assistance and pet insurance.

Interested in this position?

Apply directly on the company website

Apply Now

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