Mortgage Underwriter - Contractor

3 weeks, 5 days ago
Contract
Junior
Quality Assurance and Testing
Ocrolus

Ocrolus

Ocrolus is a leading document automation platform in financial services, digitizing bank and credit card statements with over 99% accuracy. It empowers lenders to automate credit decisions, enabling faster access to credit for borrowers.

Banks
251-1K
Founded 2014
$127M raised

Description

  • Apply Fannie Mae, Freddie Mac, FHA, and VA guidelines to test mortgage underwriting tools and validate output accuracy.
  • Review borrower documentation including income, assets, credit, collateral, and AUS findings to verify correct rule application.
  • Document test results, flag discrepancies, and recommend fixes to support compliance with agency and investor standards.
  • Serve as a subject matter expert on underwriting practices for technical and non-technical teams.
  • Translate complex underwriting requirements into clear, simple language for stakeholders.
  • Partner with Product to identify enhancement opportunities and support new feature development.
  • Provide ongoing underwriting input and feedback to the Sales team.
  • Communicate findings and recommendations to leadership and cross-functional stakeholders.
  • Perform continuous testing on mortgage products using deep underwriting expertise.

Requirements

  • 3+ years of mortgage underwriting experience, including FHA and VA.
  • Strong knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines.
  • Experience reviewing borrower documentation such as W-2s, tax returns, pay stubs, self-employment income, appraisals, and title documents.
  • Strong expertise in income analysis, credit evaluation, and AUS findings.
  • Experience testing technology products or tools is a plus.
  • Tech-savvy with the ability to critique mortgage software and explain findings clearly.
  • Excellent documentation, prioritization, and communication skills.
  • Experience with fintech or SaaS mortgage tools is preferred.
  • Familiarity with automated income calculation or verification platforms is preferred.
  • Exposure to agile product development environments is preferred.

Benefits

  • Contract role with compensation of $45 per hour.
  • 4-8 hours of work per day.
  • Remote-first work environment.
  • Opportunity to work on an AI and fintech platform used at scale.
  • Chance to grow skills, take ownership, and make a meaningful impact.
  • Inclusive workplace committed to diverse perspectives and equal opportunity.

Interested in this position?

Apply directly on the company website

Apply Now

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