Senior Credit Risk Manager, Credit Platform

3 weeks, 4 days ago
Full-time
Lead
Data Science and Analytics
Monzo

Monzo

Monzo is a digital retail bank and fintech company that provides smart banking solutions through its smartphone app. With over 8 million users, Monzo offers intelligent notifications, instant balance updates, and financial management tools to help user...

Banks
1K-5K
Founded 2015
$1100M raised

Description

  • Define and own the roadmap for Monzo's Credit Platform across retail, business, UK, and new global lending markets.
  • Lead the evolution of credit valuation infrastructure, including the NPV modelling framework, to support scalable and reliable decisioning.
  • Hire, coach, and develop a high-performing team of Credit Analysts.
  • Partner with Credit, Engineering, Product, Machine Learning, Data, and Risk teams to accelerate experimentation and strategy deployment.
  • Represent the Credit Platform across Monzo and communicate complex technical recommendations to senior leaders.
  • Build shared platform capabilities that improve the speed and quality of credit decisioning.
  • Drive platform efficiencies and support the next generation of lending capabilities.
  • Support Product Credit teams in developing, evaluating, and deploying lending strategies.

Requirements

  • Extensive experience in unsecured lending.
  • Deep experience in lending economics and NPV modelling.
  • Experience building the infrastructure and frameworks that support credit decisioning.
  • Experience thriving in fast-paced, ambiguous environments and designing frameworks from scratch.
  • Strong cross-functional leadership experience working with Engineering, Product, Risk, Machine Learning, and Credit teams.
  • Track record of leading and developing analytical talent.
  • Strong analytical and data capabilities.
  • SQL is a must-have.
  • Python experience is a plus.
  • Looker experience is a plus.

Benefits

  • £125,400 - £169,600 salary.
  • Incentive awards tied to performance.
  • UK visa sponsorship available.
  • Relocation support to the UK.
  • Flexible working hours.
  • Remote/distributed working within the UK with ad hoc London meetings.
  • £1,000 annual learning budget for books, training courses, and conferences.

Interested in this position?

Apply directly on the company website

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