Senior Credit Analyst - 229

1 day, 19 hours ago
Full-time
Senior
Finance and Accounting
D2B

D2B

D2B specializes in connecting Australian businesses with top offshore talent, facilitating the hiring process to help companies scale efficiently and effectively.

Professional Services

Description

  • Analyse client financials, including payslips, income structures, employment types, tax returns, financial statements, and notices of assessment.
  • Calculate base income, overtime, variable earnings, and borrowing capacity to assess loan suitability.
  • Interpret lender policies and run multiple servicing scenarios to identify the best lender and loan structure.
  • Use lender-specific rules to structure deals for approval and support pricing negotiations and property valuation orders.
  • Assess self-employed clients across sole traders, partnerships, companies, and complex trust structures.
  • Lead SMSF-related checks and identify required documentation such as trust deeds and compliance documents.
  • Prepare and submit detailed loan applications, Credit Proposals, and compliance comments that meet BID standards.
  • Support loan processing within AFG and Broker Engine while maintaining accurate file notes, records, and CRM documentation.
  • Liaise with lenders, credit teams, BDMs, clients, and mortgage brokers to keep files moving and resolve issues quickly.
  • Prioritise urgent tasks and manage a significant workload in a fast-paced environment.

Requirements

  • Minimum 5+ years of experience as a Credit Analyst in mortgage or banking.
  • Extensive experience with Australian mortgage lending is mandatory.
  • Proven ability to interpret and apply complex lender policies independently.
  • Demonstrated experience using AFG and Broker Engine platforms.
  • Advanced financial analysis skills, including bank statement analysis to identify undisclosed debts.
  • Strong understanding of income verification, self-employed assessment, and credit scoring.
  • Proficiency with Quickli and lender-specific servicing calculators.
  • Familiarity with CRM automation tools such as Go High Level and AI tools like ChatGPT is highly regarded.
  • Excellent verbal and written English communication skills.
  • High attention to detail, proactive problem-solving, and a hands-on, team-oriented attitude.

Benefits

  • Salary of PHP 80,000 to 105,000 per month.
  • Full-time remote work arrangement.
  • Working hours aligned with Australian hours.
  • AU holidays observed.

Interested in this position?

Apply directly on the company website

Apply Now

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