Zip

Zip

Zip is a leading global 'Buy Now, Pay Later' company that provides fair and seamless financial solutions. With a mission to be the first payment choice everywhere, Zip offers transparent, flexible, and interest-free credit to consumers, merchants, and ...

Banks
1K-5K
Founded 2013
$823M raised

Description

  • Own the analytical strategy and end-to-end technical direction for new product initiatives.
  • Design and build AI/ML models using bank transaction and other data sources.
  • Experiment, prototype, and iterate on solutions through test-and-learn approaches.
  • Establish evaluation frameworks and criteria for scaling, changing, or stopping initiatives.
  • Develop models that mitigate risk while supporting profitable growth.
  • Design tests that generate data for future model development.
  • Partner with engineering teams to deploy scalable, stable production solutions.
  • Advise senior stakeholders on model trade-offs, implications, and investment decisions.
  • Provide technical direction and mentorship to other data scientists.
  • Own the model portfolio for the business domain and communicate outcomes to stakeholders.

Requirements

  • Advanced degree, preferably a PhD, in a quantitative field such as mathematics, physics, social science, or computer science.
  • 7+ years of data science experience, including PhD work where applicable.
  • 4+ years of data science experience in financial services.
  • Strong foundations in probability, statistics, and applied research methods.
  • Experience working with cash-flow data from sources such as Plaid, MX, or Finicity.
  • Proficiency in Python and SQL; Spark or PySpark experience preferred.
  • Experience with neural networks, LLMs, and generative AI.
  • Credit or fraud risk experience preferred.
  • Track record of managing large-scale projects end-to-end.
  • Strong independent problem-solving, research, communication, and multitasking abilities.
  • Visa sponsorship is not available.

Benefits

  • Remote-first work for US employees, with access to the Manhattan office.
  • Annual base salary range of $192,000–$240,000, with potential bonus or commission awards.
  • Flexible working culture and unlimited PTO.
  • Generous paid parental leave and family support policies.
  • Company-sponsored 401(k) match.
  • Employer-sponsored medical and other insurance, including 100% Zip-covered options.
  • Learning and wellness subscription stipend.
  • Incentive programs.

Interested in this position?

Apply directly on the company website

Apply Now

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