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Senior Software Engineer, Capital Insights

4 days, 5 hours ago
United States
Full-time
Senior
Software Engineer
Software Development
Apache Airflow Apache Spark ClickHouse Databricks dbt GCP Java Looker REST API Ruby on Rails Snowflake SQL
Apply Now
Upstart

Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks
1K-5K
Founded 2012
View All Jobs 72

Description

  • Design and evolve backend services, data models, and reporting APIs for partner-facing reporting across multiple lending products.
  • Build and maintain data pipelines and reporting systems that deliver accurate, timely loan and portfolio data under strict SLAs.
  • Improve system reliability and operational health by reducing incidents, automating manual processes, and strengthening observability.
  • Lead the design and implementation of cross-product platform capabilities, including unified APIs and portals.
  • Partner with Capital Markets, Finance, and Data teams to define requirements, troubleshoot production issues, and deliver scalable solutions.
  • Identify structural inefficiencies in legacy systems and drive platform-level improvements that reduce operational burden.
  • Mentor engineers on data modeling, distributed systems design, and production operations in a regulated fintech environment.

Requirements

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience.
  • 4+ years of experience building and operating backend systems.
  • Experience with at least one modern backend stack such as Ruby on Rails, Java, or similar.
  • Experience with relational databases and SQL.
  • Hands-on experience with data pipelines or analytical data stores such as Airflow, Spark, dbt, ClickHouse, Snowflake, BigQuery, or Redshift.
  • Experience owning systems end-to-end, including design, deployment, monitoring, and on-call support.
  • Experience in fintech, lending, capital markets, or financial reporting environments with high data accuracy requirements is preferred.
  • Knowledge of modern data platforms and analytics tools such as Databricks, ClickHouse, Looker, or dbt is preferred.
  • Experience designing and maintaining external REST APIs or file-based data integrations for enterprise partners is preferred.
  • Ability to collaborate across technical and non-technical teams to define requirements and deliver solutions is preferred.
  • The team operates on East Coast and West Coast time zones.
  • The role is remote and the majority of work can be done anywhere in the U.S., with periodic in-person onsites.

Benefits

  • Base salary range of $166,900 to $230,900 USD for U.S. remote hires.
  • Target bonuses and annual equity compensation, including annual equity grants that vest quarterly.
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year.
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees.
  • Affordable medical, dental, and vision coverage, with Upstart covering 90% to 100% of costs depending on the plan selected.
  • Health Savings Account contributions from Upstart for eligible plans.
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with supplemental coverage options.
  • Paid time off, sick and safe time, company holidays, paid family and parental leave, and family-centered benefits through Carrot and Cleo.
  • Employee Assistance Program (EAP) with mental health support and life-centered resources.
  • Financial wellness resources, annual wellness allowance, annual productivity allowance, team events and onsites, ERGs, and onsite perks such as catered lunches and stocked micro-kitchens.

Interested in this position?

Apply directly on the company website

Apply Now

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