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Principal Product Manager, Capital Platform

1 hour, 53 minutes ago
United States
Full-time
Lead
Product Manager
Product Management
Machine Learning System Design
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Upstart

Upstart

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Banks
1K-5K
Founded 2012
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Description

  • Own the strategy, roadmap, and execution for a major Capital Platform problem space with significant business impact.
  • Lead multi-quarter, cross-functional initiatives across product, engineering, finance, and compliance.
  • Design scalable, configurable platform capabilities for a diverse set of capital partners without bespoke delivery.
  • Partner with engineering to define product architecture, tradeoffs, sequencing, and long-term system evolution.
  • Influence adjacent platform and vertical teams to ensure capital partner needs are met across products.
  • Use data, customer insight, and domain expertise to make product decisions and prioritize effectively.
  • Deliver durable, enterprise-grade solutions that meet reliability, compliance, and operational requirements.
  • Own core workflows for onboarding lenders and investors, executing originations and loan sales, and integrating with external systems and third-party providers.
  • Lead the evolution of reporting systems, data pipelines, and customer-facing analytics for capital partners.

Requirements

  • 7+ years of product management experience, or equivalent scope and impact leading complex, multi-quarter initiatives.
  • Demonstrated experience operating at a Principal or Staff-level individual contributor scope.
  • Proven track record designing and shipping platforms or shared systems, not only standalone features.
  • Experience with complex B2B or B2B2C workflows such as onboarding, configuration, payments, compliance, or reporting.
  • Ability to operate effectively in regulated, high-reliability environments.
  • Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs.
  • Ability to drive alignment and execution across multiple teams and stakeholders without formal authority.
  • Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field.
  • Experience building enterprise-grade platforms or infrastructure products in financial services, fintech, or other regulated domains (preferred).
  • Experience with zero-to-one product development, including problem definition, solution validation, and scaling initial implementations (preferred).
  • Familiarity with capital markets, lending, or financial operations workflows (preferred).
  • Experience building or evolving data platforms, reporting systems, or analytics products (preferred).
  • Background working in high-growth or scaling technology companies (preferred).
  • Prior collaboration with machine learning, data science, or advanced analytics teams (preferred).

Benefits

  • Base salary range of $187,900 to $260,000 USD for U.S. remote roles, depending on location and experience.
  • Competitive compensation including bonus opportunities and annual equity grants that vest quarterly.
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year.
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees.
  • Affordable medical, dental, and vision coverage, with Upstart covering 90% to 100% of the cost depending on plan selection.
  • Health Savings Account contributions from Upstart for eligible plans.
  • Paid time off, sick and safe time, and company holidays.
  • Paid family and parental leave, plus family-centered benefits through Carrot and Cleo for fertility, parenthood, and caregiving.
  • Employee Assistance Program (EAP) with mental health support and life-centered resources.
  • Financial wellness resources, including financial planning tools and a financial concierge service.
  • Annual wellness allowance and annual productivity allowance to support well-being and work needs.
  • Connection and community through team events, all-company updates, employee resource groups, and onsite perks like catered lunches and stocked micro-kitchens.

Interested in this position?

Apply directly on the company website

Apply Now

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