Merchant Risk Lead

1 month ago
Unlimit

Unlimit

Unlimit provides a comprehensive platform that enables businesses to easily launch and grow by offering access to over 1000 local and global payment methods, facilitating seamless transactions in multiple currencies.

Diversified Financial Services
Founded 2009

Description

  • Develop, implement, and maintain high-risk merchant underwriting frameworks for acquiring and PayFac models.
  • Ensure consistent delivery of comprehensive risk assessments across the high-risk merchant portfolio.
  • Lead and communicate due diligence outcomes, providing well-supported recommendations on merchant business models and risk mitigation approaches.
  • Build, mentor, and manage the high-risk underwriting team.
  • Conduct post-onboarding and periodic reviews to confirm identified risks are mitigated and controls remain effective.
  • Own and manage inbound requests from payment schemes and regulators, including assessment of gaps or non-compliance and coordination of remediation and action plans.
  • Coordinate end-to-end communication and case closure with internal and external stakeholders on remediation and compliance matters.

Requirements

  • 3+ years of hands-on experience in merchant underwriting with a strong focus on high-risk merchant portfolios.
  • Prior experience in a senior or lead underwriting role within an acquirer, PayFac, PSP, or similar payment institution.
  • Strong understanding of high-risk business models and associated risk drivers.
  • In-depth understanding of regulatory and card scheme requirements for high-risk merchant onboarding and monitoring across multiple jurisdictions.
  • Demonstrated professional competence in underwriting, supported by relevant certifications or equivalent practical experience.
  • Experience managing scheme and regulator requests, gap assessments, remediation planning, and accountability for remediation activities.
  • Ability to support complex merchant onboarding initiatives within defined risk boundaries and business goals.
  • Proven ability to build effective cross-functional collaboration with internal and external stakeholders and a proactive, structured, ownership-driven work approach.

Benefits

  • Full-time role with remote work option.
  • Opportunity to work within a global fintech ecosystem operating across 17 offices worldwide.
  • Multiple office locations listed (Limassol, Almaty, Barcelona, Riga, Valletta, Yerevan, Madrid, Belgrade) offering location flexibility.
  • Unlimit is an equal opportunity employer committed to a diverse workforce.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Country Lead - Indonesia

Mitti Labs 51-200 environmental services

Mitti Labs is hiring a Country Lead for Indonesia to design, launch, and scale its climate-smart rice farming programs from an initial pilot into a multi-province operation.

45 minutes ago

Culinary Lead

CookUnity 251-1K Hotels, Restaurants & Leisure

CookUnity is hiring a Culinary Leader to oversee kitchen quality, sanitation, and operational compliance across multiple locations supporting chef-to-consumer meal production.

1 hour, 24 minutes ago

Director, Supply Chain Analytics

Lingaro 5K-10K IT Services

Director, Supply Chain Analytics India Consulting and Advisory is a remote full-time leadership role focused on building and delivering supply chain analytics and AI advisory offerings for consulting clients.

AWS Azure Databricks GCP Snowflake
1 hour, 30 minutes ago

Apparel - Sourcing Manager, Men's Sweaters (NE & EUR)

Quince 51-250 Textiles, Apparel & Luxury Goods

Quince is seeking an Apparel Sourcing Manager for Men’s Sweaters to build and lead a new sourcing function that identifies vendor partners and scales a high-impact category for cost, quality, and speed.

1 hour, 39 minutes ago

You're on a roll! Sign up now to keep applying.

Sign Up

Already have an account? Log in

Used by 14,729+ remote workers