Credit Risk Strategy Manager

56 minutes ago
Stripe

Stripe

Stripe is a global technology company that provides financial infrastructure for the internet. They offer a suite of APIs and tools for businesses to accept online and in-person payments, automate financial processes, and embed financial services in th...

Diversified Financial Services
5K-10K
Founded 2009
$8700M raised

Description

  • Lead and mentor a team of commercial underwriters and Credit Strategists, supporting their development and performance.
  • Oversee end-to-end credit risk decisions across onboarding, contract negotiations, stress reviews, and loss recovery.
  • Advise Sales, Risk Strategy, Risk Policy, and Bank Partners on credit risk matters and partner requirements.
  • Navigate bank concurrences and waivers to align risk appetite with internal and external expectations.
  • Work with Credit Ops and SDC teams to improve review workflows and operational efficiency.
  • Identify process gaps and build organizational infrastructure to support Stripe’s evolving product suite.
  • Serve as an escalation point for ad hoc credit reviews and high-risk user referrals.
  • Make high-stakes credit judgments during volatile market conditions or incidents.
  • Analyze portfolio activity, loss trends, and leading indicators to reduce potential credit losses.
  • Partner with core risk teams to mitigate user-specific risks and improve credit controls.

Requirements

  • 12+ years of experience in commercial underwriting and/or financial analysis across multiple APAC geographies.
  • Strong knowledge of accounting principles, including GAAP and IFRS, financial analysis, cash flow analysis, and financial statement interpretation.
  • Ability to confidently interact with CFOs and CEOs of top merchants.
  • Strong collaboration, communication, and relationship-building skills with the ability to influence stakeholders across organizations and borders.
  • Experience recruiting, developing, and managing diverse, high-performing teams.
  • Experience working cross-functionally across multiple teams and time zones.
  • A coaching and mentoring mindset focused on developing talent and helping team members perform at their best.
  • Decisive decision-making style paired with openness to learn from mistakes.
  • Excellent communication skills with the ability to convey complex ideas succinctly.
  • Preferred: Strong data visualization skills and willingness to use data and AI tools for portfolio analysis and decisions.
  • Preferred: Experience working in tech or another fast-paced, high-growth environment.
  • Preferred: Experience working with Greater China merchants.
  • Preferred: Experience working in a matrix organization.
  • Preferred: Experience working with Engineering, Product, and Ops teams.

Interested in this position?

Apply directly on the company website

Apply Now

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