Senior Director, Underwriting & Portfolio Management

1 hour, 44 minutes ago
Full-time
Executive
Operations
Protective Life

Protective Life

Protective Life Insurance Company offers financial security through insurance and investment products, serving people and protecting families for over a century.

Insurance
1K-5K
Founded 1907

Description

  • Lead enterprise portfolio risk management and performance oversight across products, channels, and geographies.
  • Direct underwriting strategy execution and governance, including pricing, eligibility, and exception frameworks.
  • Use analytics, forecasting, modeling, and simulations to guide pricing, reserving, profitability, and risk mitigation decisions.
  • Partner with Product and Actuarial teams to shape product design, development, and optimization.
  • Evaluate financial and risk implications of product changes and strategic initiatives.
  • Establish scalable underwriting processes, tools, and governance frameworks.
  • Lead, coach, and develop underwriting talent while fostering a high-performance culture.
  • Provide executive-level reporting, insights, and recommendations to senior leadership.
  • Collaborate with Finance, Sales, Operations, Product, and Actuarial stakeholders to align growth objectives with risk appetite.

Requirements

  • Bachelor’s degree in Business, Finance, Economics, Risk Management, Mathematics, Actuarial Science, or a related field.
  • At least 7 years of progressive experience in underwriting, portfolio management, product management, risk management, actuarial, or related insurance disciplines.
  • At least 4 years of relevant leadership experience, including direct people management.
  • Experience managing portfolio performance and profitability across multiple products, programs, markets, or distribution channels.
  • Experience partnering with cross-functional stakeholders to drive strategy and operational execution.
  • Proven ability to use analytics and performance metrics for strategic decision-making.
  • Strong understanding of underwriting principles, portfolio management, and risk assessment.
  • Strong quantitative, forecasting, modeling, trend analysis, communication, and stakeholder management skills.
  • Preferred: 8+ years of relevant experience, an advanced degree, and experience in automotive F&I, extended service contracts, vehicle protection, warranty administration, specialty insurance, or adjacent P&C markets.
  • Preferred: Experience with product development, pricing, reserving, predictive analytics, underwriting transformation, governance, technology modernization, or relevant industry certifications.

Benefits

  • Comprehensive health, dental, and vision insurance.
  • Mental health benefits and an employee assistance program.
  • Paid time off, paid parental leave, short-term disability, and a cultural observance day.
  • Healthcare account contributions, a pension plan, and a 401(k) plan with company matching.
  • ProHealth Rewards wellness platform with opportunities to earn cash rewards.

Interested in this position?

Apply directly on the company website

Apply Now

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