EDD Analyst II

3 hours, 39 minutes ago
Full-time
Junior
Finance and Accounting
Pathward

Pathward

Pathward is a federally registered financial institution that enhances financial inclusion by offering a robust banking infrastructure and a variety of financial solutions to support businesses in accessing the necessary funds for growth.

Diversified Financial Services
251-1K
Founded 1954

Description

  • Complete periodic and event-driven enhanced due diligence reviews within established timeframes.
  • Conduct open-source research to gather and analyze information on customers, related parties, and ownership structures.
  • Review transactional data to identify red flags, inconsistencies, and unusual activity.
  • Organize findings into clear evaluations and recommend appropriate actions.
  • Write detailed customer narratives for use by testers, auditors, and regulators.
  • Escalate potential financial crime concerns and unusual activity using sound judgment.
  • Support ad hoc projects as assigned.
  • Continuously assess higher-risk customer relationships in line with the bank’s risk appetite and regulatory requirements.

Requirements

  • Bachelor’s degree required.
  • 2 to 3 years of experience in BSA/AML compliance within financial services.
  • Direct experience conducting EDD reviews on high-risk customers.
  • Experience compiling data, analyzing information, and explaining complex ownership structures.
  • Understanding of financial crimes risks and red flag indicators.
  • Strong organizational and time management skills to meet time-sensitive deadlines.
  • Ability to work independently and collaboratively.
  • Strong critical thinking and problem-solving skills.
  • Excellent verbal and written communication skills.
  • Ability to work under pressure in a fast-paced, changing environment.
  • Preferred: Professional certification such as CAMS, CFCS, CFE, or similar.
  • Preferred: Experience with BaaS/fintech partnerships, prepaid/issuing, commercial customers, MSBs, or other higher-risk products or industries.
  • Preferred: Experience supporting SAR investigations or writing escalation summaries.
  • Preferred: Experience with Actimize or similar financial crimes case management/transaction monitoring tools.
  • Preferred: Experience supporting audit or exam readiness activities in a regulated financial environment.

Benefits

  • Hourly salary range of $17.25 to $28.00.
  • Eligible for an annual performance-based incentive opportunity.
  • Comprehensive health insurance package.
  • 401(k) retirement benefits.
  • Life insurance.
  • Disability benefits.
  • Paid time off.
  • Hybrid, remote-office work environment with onsite locations available.
  • Equal employment opportunity and reasonable accommodation support.

Interested in this position?

Apply directly on the company website

Apply Now

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