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Senior Data Scientist (Credit)

5 months, 3 weeks ago
Africa, Nigeria
Full-time
Senior
Data Scientist
Data Science and Analytics
Machine Learning Python R SQL Statistics
Apply Now
Moniepoint

Moniepoint

Moniepoint offers a comprehensive payments, banking, and operations platform designed to support the growth of businesses and enhance financial accessibility for customers in emerging markets.

Diversified Financial Services
1K-5K
Founded 2015
View All Jobs 15

Description

  • Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
  • Design and run experiments to optimize approval rates, loss rates, and profitability.
  • Partner with product squads to embed decision logic into real-time systems.
  • Ensure data quality, compliance, and ethical use of models across decisioning processes.
  • Mentor product squads on experimentation and data-driven decision making.
  • Provide models to optimize collections, churn management, and user retention.
  • Shape pricing, credit limit modelling, and credit model deployment strategy.
  • Collaborate with the Consumer Credit team on risk ranking, product offering, and data infrastructure.

Requirements

  • 5+ years of experience in data science, decision science, or risk analytics within financial services.
  • Degree or qualifications in a quantitative field such as Statistics, Mathematics, Engineering, or a similar discipline.
  • Comfortable with statistics.
  • Working knowledge of credit risk, consumer lending, and regulatory considerations.
  • Proficiency in SQL and at least one modelling/programming language such as Python or R.
  • Experience with A/B testing, machine learning, collections modelling, and churn management.
  • Ability to translate complex analyses into clear recommendations for business stakeholders.
  • High ownership mindset and comfort working in fast-paced, cross-functional teams.
  • Experience in consumer lending or credit decisioning at scale is relevant to the role.
  • Familiarity with core data science theory, including math, statistics, and linear algebra, is preferred for the coding assessment.

Benefits

  • Attractive salary.
  • Pension.
  • Health insurance.
  • Monthly bonuses.
  • Learning and development-focused environment.
  • Knowledge sharing, training, and regular internal technical talks.
  • People-first culture with a strong focus on well-being and inclusion.

Interested in this position?

Apply directly on the company website

Apply Now

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