RemoteLeaf Logo
Log in Sign up

Lead Risk Manager & Portfolio Owner

1 hour, 14 minutes ago
India, Nigeria, South Africa
Contract
Lead
Product Manager
Product Management
Android iOS Python SQL
Apply Now
FairMoney

FairMoney

FairMoney: Digital bank and instant loan app in Nigeria, offering quick loans, savings, and financial services to over 5 million customers.

Banks
251-1K
Founded 2017
View All Jobs

Description

  • Own Android portfolio economics, including revenue, growth, risk-adjusted profit, and credit-risk performance.
  • Build and manage the annual business plan, strategic roadmap, and monthly portfolio forecasts.
  • Track portfolio performance metrics and drive corrective actions when results deviate from plan.
  • Lead and continuously improve Android credit strategy across new-to-bank, returning, top-up, consolidation, high-risk, and rejected-customer segments.
  • Set and apply commercial rules for PD cut-offs, pricing, offers, tenure, exposure limits, affordability, fraud overlays, and customer routing.
  • Develop and operationalize affordability models using bank statements, transaction behavior, SMS-derived estimates, declared income, and repayment history.
  • Design, run, and evaluate controlled experiments, including A/B, multivariate, and champion/challenger tests.
  • Translate strategy into decision-engine requirements, and own back-testing, validation, rollout, monitoring, and post-implementation review.
  • Lead a senior Android credit-strategy team and establish strong weekly and monthly operating rhythms.
  • Work cross-functionally with Decision Science, Product, Engineering, Finance, Collections, Fraud, Compliance, Legal, Operations, and Customer Service.

Requirements

  • 6+ years of experience in consumer credit risk, credit strategy, or lending portfolio management.
  • Proven ownership of a material lending portfolio or product line, including revenue, GLB, risk, and profitability.
  • Experience building annual business plans, monthly forecasts, and corrective action plans.
  • Strong digital unsecured lending experience; Nigerian or broader African market experience is strongly preferred.
  • Advanced understanding of PD, LGD, EAD, vintages, roll rates, IFRS 9/ECL, pricing, offers, tenure, exposure, affordability, and NPV.
  • Strong SQL skills and comfort with Python or equivalent analytical tooling.
  • Experience translating credit strategy into decision-engine rules and controlled production changes.
  • Evidence of building senior teams, developing successors, and leading complex cross-functional delivery.
  • Strong executive communication skills and confidence to challenge decisions with evidence.

Benefits

  • 25 days paid vacation, plus sick and public holidays for B2B contractors.
  • Remote work with significant overlap to CET timezone.
  • Training and development budget.
  • Paid company business trips.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Roadie

Product Lead

Roadie 251-1K Road & Rail

Roadie, a UPS company, is hiring a Product Lead to define and drive internal operations products that improve how teams manage work, resolve issues, and operate more efficiently.

United States Full-time Lead Product Manager
Salesforce
29 minutes ago
Xebia

Senior Business Analyst with Salesforce

Xebia 1K-5K Internet Software & Services

Xebia is hiring a Business Analyst/Product Owner to support a large Salesforce-based IT project for an international client, owning functional analysis and stakeholder alignment across the full delivery lifecycle.

Europe Poland Romania Bulgaria Italy Senior Business Analyst Product Owner
Agile AWS Azure Databricks GCP Generative AI Snowflake UX Design
29 minutes ago
Audinate

Senior Product Manager

Audinate 51-250 Household Durables

Audinate is hiring a Senior Product Manager for AV Control & Automation to lead a new product area within its installed systems platform and guide the full lifecycle of the product portfolio.

United States Full-time Senior Product Manager
$140k-$211k
Agile Python
44 minutes ago
FutureSight

Co-Founder & CEO - AI Retail Planning Autopilot

FutureSight 11-50 Internet Software & Services

FutureSight is seeking a Co-Founder & CEO to launch and lead Maestro, an AI-native inventory-planning venture for SMB operators managing complex physical inventory without dedicated planning teams.

United States Full-time Executive AI (Artificial Intelligence) Product Manager
ERP
1 hour, 14 minutes ago

You're on a roll! Sign up now to keep applying.

Sign Up

Already have an account? Log in

Used by 14,729+ remote workers