Senior Mortgage Credit Analyst Support - AU (MyCRM)

5 days, 8 hours ago
Full-time
Senior
Operations
D2B

D2B

D2B specializes in connecting Australian businesses with top offshore talent, facilitating the hiring process to help companies scale efficiently and effectively.

Professional Services

Description

  • Collect, audit, and analyze client financial documents using Hello packs and MyCRM.
  • Perform serviceability calculations, income shading, HEM comparisons, and debt-to-income analysis.
  • Analyze self-employed applicants’ tax returns and financial statements, including allowable add-backs.
  • Interpret lender policies from providers such as CBA, Macquarie, and RedZed to identify lender fit and decline risks.
  • Maintain complete compliance records, including signed consents, fact finds, and BID notes.
  • Ensure files are approximately 80%–100% complete before handoff and maintain accurate CRM statuses, notes, and tasks.
  • Prepare and present audit-ready loan files to Senior Credit Analysts for review and submission through Apply Online or NextGen.
  • Communicate policy issues, risks, and missing information proactively with brokers and credit staff.

Requirements

  • 3+ years of experience in Australian residential loan processing, submissions, or lender credit assessment.
  • Strong understanding of serviceability requirements, including buffer rates, HECS/HELP treatment, credit card limit loading, and LVR/LMI thresholds.
  • Experience with MyCRM (LMG) is highly regarded.
  • Experience with other Australian mortgage CRMs, combined with strong technical aptitude and willingness to learn, is acceptable.
  • Strong written and verbal English communication skills.
  • Proactive ability to identify and resolve potential file issues before credit assessment.
  • Availability to work fixed Australian business hours, 9:00 AM–6:00 PM AEST.

Interested in this position?

Apply directly on the company website

Apply Now

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