Analyst II, International Credit Risk

1 hour, 56 minutes ago
Full-time
Junior
Data Science and Analytics
Affirm

Affirm

Affirm offers a transparent buy now, pay later service founded in 2012 by Max Levchin. No late fees or surprises, just a responsible way to pay over time for your favorite brands.

Diversified Financial Services
1K-5K
Founded 2012

Description

  • Leverage experimentation and advanced data analytics to derive insights and optimize credit underwriting.
  • Dissect complex data and translate findings into actionable credit strategies.
  • Determine and optimize purchasing power to balance risk, growth, and user engagement.
  • Support underwriting cost savings, risk management, and profitability improvements.
  • Support the launch of new products by designing and implementing credit strategies.
  • Partner with Machine Learning and Engineering teams to build effective credit risk capabilities.
  • Work with Product teams on new products and features.
  • Collaborate with Merchant Pricing and Finance teams on merchant valuation and investor discussions.

Requirements

  • 2+ years of experience as a data analyst or data scientist.
  • Consumer credit risk management experience is strongly preferred but not required.
  • Extensive experience with SQL and Python, or other scripting languages.
  • Experience with Spark is a plus.
  • Experience or knowledge of Machine Learning is a plus.
  • Ability to collaborate and influence across different teams.
  • Ability to communicate findings and recommendations clearly to technical and non-technical audiences.
  • Bachelor’s degree in a related field or equivalent practical experience.
  • Curiosity, a growth mindset, and comfort working across multiple responsibilities.
  • Strong interest in finding insights in data and driving decisions based on those insights.

Benefits

  • Remote-first work environment with flexibility to work almost anywhere within the country of employment.
  • Competitive base salary of $140,000-$190,000 in CA/WA/NY/NJ/CT or $124,000-$174,000 in other U.S. states.
  • Equity rewards, including an employee stock purchase plan (ESPP) with a discount.
  • Monthly stipends for health, wellness, and technology spending.
  • 100% subsidized medical, dental, and vision coverage for you and your dependents.
  • Flexible Spending Wallets for technology, food, lifestyle, and family-forming expenses.
  • Competitive vacation and holiday schedules.
  • Reasonable accommodations available during the hiring process.

Interested in this position?

Apply directly on the company website

Apply Now

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