Upstart

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Banks

Financials

1K-5K (1875)

Founded 2012

61 open positions

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Software Engineer, Borrower Experience

3 hours, 41 minutes ago

United States

Full-time

Mid Level

Software Engineer

Software Development

Microservices

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Upstart

Banks

1K-5K

Founded 2012

View All Jobs 61

Description

Design and deliver borrower-facing features across web, mobile, and AI-powered experiences.
Translate servicing workflows into intuitive, scalable product experiences that reduce friction and inbound contact volume.
Build and maintain full-stack systems that integrate backend services with modern frontend frameworks.
Drive experimentation using A/B testing, analytics, and observability tools to improve borrower outcomes.
Partner with Product, Design, Analytics, and Engineering to deliver high-quality solutions.
Contribute to architectural decisions that unify systems into a cohesive borrower experience.

Requirements

Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent experience, plus 3 years of experience.
3+ years of professional software engineering experience building scalable web and/or mobile applications.
Proficiency in one or more programming languages and modern development frameworks.
Experience designing and building APIs, microservices, and distributed systems in a cloud environment.
Experience delivering projects spanning multiple systems or engineers.
Experience building or integrating LLM-powered or agentic systems is preferred.
Familiarity with experimentation platforms and analytics tooling is preferred.
Experience developing customer-facing financial or fintech products is preferred.
Knowledge of modern frontend frameworks and deployment platforms is preferred.
Experience working across multiple teams to deliver cohesive user experiences is preferred.
Ability to design systems with reliability, safety, and explainability considerations is preferred.

Benefits

Anticipated base salary range of $142,000 to $196,600 USD for U.S. remote roles.
Target bonuses and annual equity grants that vest quarterly.
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year.
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees.
Affordable medical, dental, and vision coverage, with Upstart covering 90% to 100% of the cost depending on plan choice.
Health Savings Account contributions for eligible plans.
Paid time off, sick and safe time, and company holidays.
Paid family and parental leave, plus family support through Carrot and Cleo.
Employee Assistance Program offering mental health support and life-centered resources.
Financial wellness resources, annual wellness allowance, annual productivity allowance, and onsite perks such as catered lunches and stocked micro-kitchens.

Interested in this position?

Apply directly on the company website

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