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Applied Scientist

1 month, 2 weeks ago
United States, Canada
Full-time
Entry Level
Data Scientist
Data Science and Analytics
Feature Engineering Machine Learning Python Statistics
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Upstart

Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks
1K-5K
Founded 2012
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Description

  • Research machine learning and statistical approaches to improve the predictive performance of unsecured underwriting models.
  • Design, implement, and evaluate model enhancements using rigorous experimentation and validation methods.
  • Analyze model performance and downstream effects to verify changes improve decisioning reliably.
  • Partner with engineering teams on technical reviews, implementation, and deployment.
  • Translate research findings into clear recommendations, documented methodologies, and production-ready solutions.
  • Support the team’s pace of research while maintaining rigor, reliability, and responsible oversight for production models.

Requirements

  • Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field.
  • 0–2 years of experience conducting machine learning, statistical modeling, or applied quantitative research in academia or industry.
  • Experience developing and evaluating machine learning or statistical models using Python.
  • Demonstrated knowledge of probability, statistics, and machine learning methods.
  • Experience designing experiments or validation analyses to assess model accuracy, reliability, or predictive performance.
  • PhD in a quantitative field (preferred).
  • Knowledge of supervised learning, model evaluation, and feature engineering techniques (preferred).
  • Experience working with large or complex datasets and translating research concepts into implemented solutions (preferred).
  • Ability to balance research velocity with analytical rigor, model reliability, and responsible decision-making (preferred).
  • Strong written and verbal communication skills and ability to collaborate with cross-functional teams and stakeholders from diverse backgrounds (preferred).

Benefits

  • Competitive compensation with base salary, bonus, and equity; anticipated base salary range of $141,500 to $196,000 USD for U.S. remote roles.
  • Comprehensive medical, dental, and vision coverage with HSA contributions from Upstart.
  • 401(k) or retirement savings plan with company match and immediate vesting.
  • Employee Stock Purchase Plan (ESPP).
  • Life and disability insurance.
  • Generous paid holiday, vacation, sick, and safety leave.
  • Paid parental, family care, and military leave, plus family-centered benefits for fertility, parenthood, and caregiving.
  • Annual wellness, technology, ergonomic, and productivity reimbursements; EAP mental health support; catered lunches and snacks when working in offices.

Interested in this position?

Apply directly on the company website

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