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Lead Product Manager - Card Issuing

1 day, 21 hours ago
United States
Full-time
Lead
Product Manager
Product Management
Apply Now
Soft112

Soft112

Soft112 is an online software library providing free and trial programs for various platforms, with a focus on Windows, Mac, Linux, and Mobile phones. Softland, founded in 1999, offers quality software in file backup and document creation.

Internet Software & Services
Founded 2009
View All Jobs 8

Description

  • Own the 0→1 development and launch of the card issuing program, including physical and virtual cards.
  • Define and execute the card issuing product roadmap from infrastructure and integrations to user-facing features.
  • Work with issuing banks, payment processors, and card networks such as Visa and Mastercard to launch and scale the program.
  • Lead development of core card functionality, including provisioning, tokenization, authorization flows, controls, dispute handling, and lifecycle management.
  • Build and optimize consumer card experiences such as activation, spending controls, notifications, and transaction visibility.
  • Partner with engineering, compliance, risk, and operations to design reliable and compliant payment flows.
  • Drive integrations with wallets, crypto infrastructure, and digital asset products where relevant.
  • Monitor program performance across authorization rates, fraud metrics, transaction success, and operational reliability.
  • Collaborate with external partners and vendors to ensure seamless integrations and operational excellence.
  • Identify opportunities to improve card economics, product differentiation, and user engagement.

Requirements

  • 8+ years of product management experience, with meaningful time in fintech or payments.
  • Direct experience launching or scaling a card issuing program, either 0→1 or through a major rebuild.
  • Deep familiarity with card issuing infrastructure, including banks, processors, and card networks.
  • Experience with authorization flows, transaction lifecycle, disputes, and card controls.
  • Strong understanding of payments architecture and financial systems.
  • Ability to operate in a fast-moving startup environment with high ownership and ambiguity.
  • Proven ability to work cross-functionally with engineering, compliance, operations, and external partners.
  • Strong product instincts and ability to translate complex systems into great user experiences.
  • Preference for candidates who can work hybrid in the NYC office.
  • Experience with crypto products, wallets, or digital asset platforms is preferred.
  • Prior work in neobanking, embedded finance, or modern fintech infrastructure is preferred.
  • Experience integrating with wallets such as Apple Pay or Google Pay is preferred.
  • Familiarity with BIN sponsorship, program management, and card program compliance is preferred.
  • Background in high-growth fintech or early-stage startups is preferred.

Benefits

  • Competitive salary with equity plan.
  • Base salary range of $175,000 to $225,000 depending on experience, skills, and level.
  • Performance-based bonus eligibility.
  • Equity options.
  • 21 days of PTO.
  • Flexible benefits including an annual medical allowance, productivity allowance, and gym membership or personal well-being subsidy.
  • Annual team retreat trip.
  • Opportunity to work with a team backed by Sequoia Capital with a healthy runway.

Interested in this position?

Apply directly on the company website

Apply Now

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