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Senior Payments Engineer — Acquiring & Payment Processing

2 hours, 38 minutes ago
India
Full-time
Senior
Backend Engineer
Software Development
AWS CI/CD Datadog Elasticsearch Git GitLab Go Kafka Kubernetes LLM Microservices MySQL New Relic PostgreSQL Prometheus Python RabbitMQ React React Native REST API SQL TypeScript
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Sezzle

Sezzle

Sezzle is a payments company revolutionizing the buy now, pay later experience with interest-free installment plans, empowering consumers and merchants alike.

Diversified Financial Services
251-1K
Founded 2016
View All Jobs 190

Description

  • Design and build backend services in Golang that integrate with payment processors, gateways, and card networks.
  • Own end-to-end money-movement flows, including authorization, capture, settlement, refunds, reconciliation, and chargeback/dispute handling.
  • Build idempotent, fault-tolerant, and auditable transaction processing in a distributed architecture using patterns such as transactional outboxes and queues.
  • Operate within PCI DSS scope, including tokenization, network tokens, secure payment data handling, and 3DS/SCA flows where applicable.
  • Instrument and monitor payment health metrics such as authorization and decline rates, processor performance, latency, and settlement accuracy.
  • Partner closely with Product, Risk, Compliance, Support, and other engineering teams to deliver scalable solutions.
  • Mentor engineers, unblock peers, and help raise the technical bar across the team.
  • Occasionally lead small project teams to delivery.
  • Use AI tooling such as Claude and equivalent LLMs in daily work for design, coding, research, testing, and documentation within security policies.

Requirements

  • 7+ years of backend or full-stack engineering experience, with meaningful time spent on payments, fintech, or money-movement systems.
  • Strong experience in Go, or comparable experience in Python, building and serving REST APIs.
  • Hands-on experience integrating with payment processors, gateways, or acquiring systems.
  • Familiarity with payments fundamentals, including authorization vs. settlement, tokenization, idempotency, reconciliation, and chargebacks/disputes.
  • Experience in distributed, cloud-based architectures using patterns like transactional outboxes or queuing tools such as Kafka, SQS, or RabbitMQ.
  • Demonstrated hands-on use of Claude or an equivalent LLM to improve productivity, research, and communication.
  • Bachelor's degree in Computer Science, Engineering, or a related field.
  • Experience with SQL-based RDBMS through an ORM tool is preferred.
  • Comfort using observability platforms like Prometheus, New Relic, or Datadog is preferred.
  • DevOps experience with CI/CD pipelines is preferred.
  • Familiarity with containerized microservice architecture deployed with Kubernetes on AWS is preferred.
  • History of delivering commercial APIs and web applications is preferred.
  • A track record of shipping products and prioritizing improvements based on stakeholder or customer feedback is preferred.
  • Direct experience with the payments acquiring ecosystem, such as Adyen, Stripe, Marqeta, or Fiserv, is preferred.
  • Exposure to PCI DSS, 3DS/SCA, network tokenization, or payments compliance is preferred.

Benefits

  • Salary range of $5,000 - $9,500 per month gross in USD.
  • Remote, full-time role.
  • Opportunity to work on an AI-first engineering culture that uses Claude and other LLMs in daily workflows.
  • Open-source-oriented environment where the team builds what it can before buying.
  • Chance to work on high-impact fintech infrastructure that affects merchant conversions and customer payment experiences.

Interested in this position?

Apply directly on the company website

Apply Now

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