VP, Suspicious Activity Reporting (SAR) / Relationship Role — BSA/AML & Sanctions Operations

3 hours, 23 minutes ago
Full-time
Executive
Operations
Pathward

Pathward

Pathward is a federally registered financial institution that enhances financial inclusion by offering a robust banking infrastructure and a variety of financial solutions to support businesses in accessing the necessary funds for growth.

Diversified Financial Services
251-1K
Founded 1954

Description

  • Own SAR and CTR filing timeliness, quality, continuing-activity monitoring, and FinCEN e-filing accuracy.
  • Lead the internal SAR team, including SAR/CTR filing analysts and QA reviewers.
  • Govern domestic and international outsourced review relationships, including SOWs, SLAs, KPIs, milestones, and change control.
  • Manage consultant escalations while retaining Pathward’s independent review and filing decision authority.
  • Oversee least-privilege access, data handling, residency, and offboarding controls for consultant personnel.
  • Perform independent quality assurance of outsourced work and document third-party reliance for examinations.
  • Ensure offshore activities comply with OFAC, GLBA/privacy, and Information Security requirements.
  • Incorporate consultant throughput and SAR volume into inventory wind-down reporting.
  • Report program performance to senior BSA leadership and collaborate with Vendor Management, Third-Party Risk, Legal, Privacy, and Information Security.
  • Ensure SAR narratives and CTR filings accurately reflect funds flows, typologies, and responsibilities across Pathward’s products and program-manager model.

Requirements

  • Bachelor’s degree required; MBA, JD, or master’s degree preferred.
  • CAMS certification required; CFE, CFCS, or CRCM preferred.
  • 10+ years of BSA/AML experience, including direct SAR program ownership.
  • 5+ years of people leadership, including investigator or filing-team management.
  • Experience governing outsourced, managed-service, or third-party review engagements, including offshore resources.
  • Experience presenting SAR metrics and program performance to senior leadership, examiners, and the Board.
  • Deep knowledge of SAR/CTR filing standards, continuing-activity monitoring, and FinCEN requirements.
  • Experience with vendor governance, SOW/SLA design, quality assurance, and reliance documentation.
  • Knowledge of offshore data residency, GLBA/privacy, Information Security, and OFAC/sanctions risks.
  • Executive communication and cross-functional leadership experience across Legal, Privacy, Information Security, and Vendor Management.
  • Product-level knowledge of card issuing, tax products, acquiring, digital payments, lending, commercial finance, deposits, and program-manager operating models.

Benefits

  • Salary range of $125,000–$208,000.
  • Annual performance-based incentive opportunity.
  • Health insurance and life insurance.
  • 401(k) retirement benefits.
  • Disability benefits.
  • Paid time off and additional comprehensive benefits.
  • Hybrid, remote-office work environment with onsite locations available in multiple U.S. cities.

Interested in this position?

Apply directly on the company website

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