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VP P&C State Product Management

1 month, 1 week ago
Anywhere
Full-time
Executive
Product Manager
Product Management
Apply Now
Horace Mann

Horace Mann

Horace Mann is the largest financial services company dedicated to helping educators and community servants achieve lifelong financial success. They offer a full range of tailored insurance and financial products, including auto, home, and life insuran...

Insurance
1K-5K
Founded 1945
View All Jobs 15

Description

  • Own profit and growth performance for Personal Lines Auto and Home across 44 states.
  • Develop and execute state-specific strategies to achieve loss ratio, retention, growth, and expense targets.
  • Analyze internal performance data and external market intelligence to identify drivers and translate findings into action plans.
  • Establish portfolio guardrails and maintain disciplined underwriting and segmentation strategies.
  • Partner with Pricing and Actuarial teams on rate indications and state pricing strategy.
  • Lead the end-to-end rate, rule, and form filing process, including proposal development, regulatory submission coordination, and objection management.
  • Build and maintain relationships with state Departments of Insurance.
  • Monitor portfolio mix, catastrophe exposure, geographic concentration, and emerging risks, and implement corrective actions when needed.
  • Lead implementation of product changes across Technology, Operations, Distribution, Marketing, and Customer Experience teams.
  • Manage state performance reviews, action tracking, filing calendars, and post-implementation measurement.
  • Maintain competitive awareness of pricing, underwriting posture, coverage positioning, and distribution dynamics.
  • Lead and develop a high-performing team of state product leaders and managers.

Requirements

  • 10+ years of progressive leadership experience in Personal Lines insurance.
  • Demonstrated success managing multi-state product portfolios with direct P&L accountability.
  • Deep understanding of rate, rule, and form filings and state regulatory environments.
  • Proven ability to translate analytics into actionable strategy in partnership with Pricing/Actuarial teams.
  • Strong cross-functional leadership experience across Underwriting, Claims, Distribution, and Technology.
  • Bachelor’s degree or equivalent experience.
  • Ability to travel 35%–50%.
  • Experience leading large-scale, multi-state portfolio transformation initiatives (preferred).
  • Proven success in both profitability remediation and growth acceleration strategies (preferred).
  • CPCU designation or advanced degree such as an MBA (preferred).
  • Experience working within both captive agent and direct-to-consumer distribution models (preferred).

Benefits

  • Salary range of $210,000 to $250,000.
  • Bonus eligibility.
  • Remote work location.
  • Opportunity to work for a publicly traded company with a national footprint.
  • Special rates and benefits for educators.
  • Equal employment opportunity consideration for all qualified applicants.
  • Privacy notices provided for applicants, including California residents.

Interested in this position?

Apply directly on the company website

Apply Now

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