Business Analyst – Cards Clearing & Settlement (visa / Mastercard)

3 weeks, 3 days ago
Full-time
Senior
Business Intelligence
Getnet

Getnet

Getnet is a global payment solutions provider and a subsidiary of PagoNxt, part of Santander's financial technology unit. Founded in 2003 in Porto Alegre, Brazil, Getnet has become the second-largest merchant acquirer in Latin America by transaction volume. The company operates in 35 countries, serving 1.3 million active merchants and processing €222 billion in total volume in 2024. Getnet focuses on secure and scalable payment processing, emphasizing innovation in digital payments, including e-commerce and mobile solutions. Getnet offers a wide range of payment processing tools, such as payment gateways, point-of-sale solutions, and e-commerce integration. Their services include real-time fraud management, customer analytics, and subscription billing. The Getnet Digital Platform and Getnet SEP provide unified payment solutions for various online platforms. The company supports a diverse clientele, including international companies, entrepreneurs, SMEs, and large merchants across retail, e-commerce, and services sectors. With over 6,200 payment experts and technological centers in multiple countries, Getnet is dedicated to enhancing payment experiences for businesses of all sizes.

financial services
5001-10000

Description

  • Analyze and manage end-to-end card transaction flows from authorization through clearing and settlement.
  • Investigate and resolve complex clearing, settlement, and reconciliation discrepancies.
  • Gather, analyze, and document business requirements for new initiatives and changes.
  • Translate business needs into detailed functional specifications and business processes.
  • Perform impact assessments for business initiatives, regulatory changes, and scheme mandates.
  • Collaborate with Technology teams during solution design, implementation, and testing.
  • Monitor and assess Visa and Mastercard rule changes and coordinate implementation activities.
  • Support financial reconciliation, interchange, scheme fee, and card payment processing initiatives.
  • Analyze operational incidents, support root cause analysis, and coordinate corrective actions with internal and external stakeholders.
  • Ensure controls and monitoring mechanisms are in place for clearing and settlement operations.

Requirements

  • Bachelor's degree in Business Administration, Finance, Economics, Computer Science, Engineering, or a related field.
  • Proven experience as a Business Analyst within Cards, Payments, or Financial Services.
  • Strong expertise in Visa Clearing & Settlement, Mastercard Clearing & Settlement, card payment processing, reconciliation processes, chargebacks and disputes, interchange concepts, and issuing and/or acquiring business models.
  • Experience working with international card schemes and a strong understanding of transaction lifecycle management.
  • Experience working with payment processors or card platforms (preferred).
  • Knowledge of ISO 8583 messaging standards (preferred).
  • Experience in multinational banking or payment environments (preferred).
  • Familiarity with regulatory and compliance requirements related to card payments (preferred).
  • Relevant certifications in Payments, Cards, Business Analysis, or Financial Services are considered an advantage.
  • SQL knowledge for investigation and analysis purposes, plus understanding of APIs and system integrations.

Benefits

  • Opportunity to work at the heart of a leading global financial institution shaping the future of digital payments.
  • International team environment with strong collaboration and continuous learning.
  • Exposure to innovation and emerging technologies, including Artificial Intelligence.
  • Opportunity to make a meaningful impact on millions of customers worldwide.

Interested in this position?

Apply directly on the company website

Apply Now

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