Senior Specialist, T2 / Target2 Payment Operations

8 hours ago
Full-time
Mid Level
Operations
Finom

Finom

Finom provides an online payment solution that enables entrepreneurs to easily open business accounts and efficiently manage their finances, offering features such as international payments, cashback rewards, and personal assistance to enhance financia...

Professional Services
11-50
Founded 2019
$20M raised

Description

  • Own payment operations for SCT and SCT Instant recalls, investigations, SWIFT enquiries, missing or incoming funds, rejects, returns, and refunds.
  • Operate the T2 platform through its GUI and U2A/A2A channels, including CRDM reference-data maintenance.
  • Design, document, validate, and maintain payment operations procedures, controls, and manual-versus-automated workflows.
  • Lead the migration of payment traffic from BNP Paribas to direct T2 participation, tracking payments by BIC and payment path.
  • Coordinate payment operations UAT, BIC-by-BIC cutover, and retirement of BNP Paribas-dependent operational steps.
  • Partner with reconciliation, Finance Operations, and Treasury teams on reconciliation, funding, and defunding processes.
  • Develop incident, escalation, DNB reporting, and ECONS II contingency processes.
  • Act as the operational contact for the T2 scheme, DNB, partner banks, Eurosystem, SWIFT/NEXI, FIS, and correspondent banks.
  • Collaborate with Product and Engineering to define required platform behavior and provide Customer Support with operational guidance.

Requirements

  • Hands-on experience with T2/TARGET Services, including RTGS, TIPS, T2 GUI, and U2A/A2A actions.
  • Around 2–3+ years of payment operations experience at a bank, EMI, or PSP.
  • Experience with SEPA payment schemes, ideally SCT and SCT Instant.
  • Familiarity with payment investigations, recalls, returns, and SWIFT or ISO 20022 messaging.
  • Experience writing standard operating procedures and operational controls, or ability to quickly develop this capability.
  • Ability to work effectively with regulators, banking partners, and technical teams.
  • Ability to make sign-off and escalation decisions with team support.
  • Fluent English.
  • Experience maintaining CRDM reference data (preferred).
  • Experience with direct-participation onboarding, sponsor-bank migrations, DNB/TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes (preferred).

Benefits

  • Stock options program available to all team members.
  • Remote or hybrid work flexibility across Europe.
  • Work & Swim program, including one month in a corporate apartment in Cyprus.
  • Continuous personal and professional development opportunities.
  • Supportive, modern, and eco-conscious workplace culture.

Interested in this position?

Apply directly on the company website

Apply Now

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