Senior Specialist, T2 / Target2 Payment Operations

8 hours ago
Full-time
Mid Level
Operations
Finom

Finom

Finom provides an online payment solution that enables entrepreneurs to easily open business accounts and efficiently manage their finances, offering features such as international payments, cashback rewards, and personal assistance to enhance financia...

Professional Services
11-50
Founded 2019
$20M raised

Description

  • Own SCT and SCT Instant payment operations, including recalls, investigations, SWIFT enquiries, missing funds, rejects, returns, and refunds.
  • Design, document, validate, and maintain end-to-end Payment Operations processes for direct TARGET2 participation.
  • Operate the T2 platform using U2A/A2A workflows, maintain CRDM reference data, and establish four-eyes controls.
  • Lead the migration of payment traffic from BNP Paribas to direct participation, ensuring payment traceability by BIC and path.
  • Coordinate Payment Operations activities with reconciliation, Finance Operations, and Treasury teams.
  • Develop incident, escalation, DNB reporting, and ECONS II contingency processes.
  • Serve as the operational contact for the T2 scheme, DNB, partner banks, the Eurosystem, SWIFT/NEXI, and FIS.
  • Partner with Product and Engineering to define platform behavior and provide Customer Support guidance during migration.

Requirements

  • Hands-on experience with T2/TARGET Services, including RTGS, TIPS, T2 GUI, and U2A/A2A actions.
  • Around 2–3+ years of payment operations experience at a bank, EMI, or PSP.
  • Experience with SEPA payment schemes, including SCT and SCT Instant.
  • Familiarity with payment investigations, recalls, returns, and SWIFT/ISO 20022 messaging.
  • Experience writing standard operating procedures and operational controls, or the ability to learn quickly.
  • Ability to work effectively with regulators, banking partners, and technical teams.
  • Ability to make sign-off and escalation decisions with team support.
  • Fluent English.
  • Experience maintaining CRDM reference data (preferred).
  • Experience with direct-participation onboarding, sponsor-bank migration, DNB/TARGET-NL conditions, IPR, PSD2, or ECONS II processes (preferred).

Benefits

  • Remote or hybrid work flexibility across Europe.
  • Stock Options Program for all team members.
  • Personal and professional development opportunities.
  • Work & Swim program, including one month in a corporate apartment in Cyprus.
  • Supportive, modern, and eco-conscious work environment.

Interested in this position?

Apply directly on the company website

Apply Now

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