Senior Specialist, T2 / Target2 Payment Operations

8 hours ago
Full-time
Mid Level
Operations
Finom

Finom

Finom provides an online payment solution that enables entrepreneurs to easily open business accounts and efficiently manage their finances, offering features such as international payments, cashback rewards, and personal assistance to enhance financia...

Professional Services
11-50
Founded 2019
$20M raised

Description

  • Design, document, validate and operate end-to-end T2 payment operations processes.
  • Manage SCT and SCT Instant recalls, investigations including pacs.028, SWIFT enquiries, missing or incoming funds, rejects, returns and refunds.
  • Operate the T2 platform through the GUI and U2A/A2A channels, maintain CRDM reference data, and establish four-eyes controls.
  • Lead the migration of payment traffic from BNP Paribas to direct participation, tracking each payment by BIC and processing path.
  • Coordinate payment operations with the reconciliation team while defining the retirement of BNP Paribas-dependent steps.
  • Develop incident, escalation and contingency processes with DNB, FIS and TARGET, including Payment Operations reporting responsibilities.
  • Serve as the operational contact for the T2 scheme, DNB, partner banks, the Eurosystem, SWIFT/NEXI and correspondent banks.
  • Partner with Product and Engineering to define platform behavior and provide Customer Support guidance for the migration.

Requirements

  • Hands-on experience with T2/TARGET Services, including RTGS, TIPS, the T2 GUI, and U2A/A2A actions.
  • Around 2–3+ years of payment operations experience at a bank, EMI or PSP.
  • Experience with SEPA schemes, ideally SCT and SCT Instant.
  • Familiarity with payment investigations, recalls, returns, and SWIFT/ISO 20022 messaging.
  • Experience writing standard operating procedures and operational controls, or the ability to develop this capability quickly.
  • Ability to work effectively with regulators, banking partners and technical teams.
  • Ability to make sign-off and escalation decisions with team support.
  • Fluent English.
  • Experience maintaining CRDM reference data (preferred).
  • Experience with direct-participation onboarding, sponsor-bank migrations, DNB/TARGET-NL conditions, IPR, PSD2 or ECONS II contingency processes (preferred).

Benefits

  • Remote or hybrid work flexibility across Europe.
  • Stock Options Program for all team members.
  • Personal and professional development opportunities.
  • Work & Swim program, including one month in a corporate apartment in Cyprus.
  • Supportive, well-being-focused and eco-conscious work environment.

Interested in this position?

Apply directly on the company website

Apply Now

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