Credit Analyst / Loan Processor - 078

4 hours, 18 minutes ago
Full-time
Junior
Operations
D2B

D2B

D2B specializes in connecting Australian businesses with top offshore talent, facilitating the hiring process to help companies scale efficiently and effectively.

Professional Services

Description

  • Analyze complex income structures, including PAYG and self-employed financials, to assess borrower serviceability.
  • Use lender-specific calculators and tools such as Quickli to determine borrowing capacity.
  • Review credit reports and bank statements to validate liabilities and financial commitments.
  • Structure and process complex lending scenarios, including multiple investment properties, equity releases, SMSFs, and trusts.
  • Enter data accurately into CRM systems and submit loan applications through ApplyOnline or lender portals.
  • Prepare and audit credit guides, initial checklists, and product comparison emails to meet Best Interests Duty requirements.
  • Order valuations, request pricing discounts from lenders, and manage funds-to-complete breakdowns for purchases.
  • Proactively resolve lender missing information requests to support timely approvals.
  • Liaise with BDMs for policy clarification and status updates.
  • Communicate with clients to request documents and clarify income inconsistencies.

Requirements

  • Minimum 2+ years of experience in the Australian mortgage industry, either on the lender or broker side.
  • Advanced ability to read payslips, tax returns, financial statements, and servicing calculators.
  • Knowledge of negative gearing, LVR constraints, and loan purposes such as refinance, purchase, construction, and SMSF.
  • Experience handling high volumes, approximately 10-15 files per day.
  • Exceptional attention to detail and strong organizational accuracy.
  • Experience with Quickli, ApplyOnline, and major bank portals is highly preferred.
  • Ability to work independently in a 100% remote environment.
  • Commitment to long-term professional growth.

Benefits

  • Salary up to ₱100,000+ PHP, with final offer determined by the client based on skills and experience.
  • 100% remote work setup.
  • New Zealand public holidays.
  • Supportive, non-toxic team culture.
  • Opportunity to work in a high-growth environment.
  • Focus on long-term professional development.

Interested in this position?

Apply directly on the company website

Apply Now

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