Manager, Machine Learning Engineering (Repayment & Recovery)

2 hours, 23 minutes ago
Full-time
Lead
Software Development
Affirm

Affirm

Affirm offers a transparent buy now, pay later service founded in 2012 by Max Levchin. No late fees or surprises, just a responsible way to pay over time for your favorite brands.

Diversified Financial Services
1K-5K
Founded 2012

Description

  • Set the technical strategy for the machine learning team and align it with business-impacting projects across repayment, collections, recovery, and loss mitigation.
  • Lead and manage a team of machine learning engineers working on models for repayment behaviour prediction and personalized collections.
  • Partner with product management, design, analytics, and risk teams to manage technical sustainability, risks, and trade-offs across the product development lifecycle.
  • Define and advocate technical solutions and operational processes that improve team effectiveness and scalability.
  • Mentor and develop engineers by providing feedback, guidance, and hands-on leadership.
  • Contribute to the long-term machine learning strategy for the company.
  • Work with code and architecture directly to provide technical leadership and help solve complex, ambiguous problems.

Requirements

  • Bachelor's degree in a technical field or equivalent practical experience.
  • 8+ years of industry experience.
  • 3+ years of experience managing engineers.
  • Background in financial services, specifically credit or lending.
  • Hands-on experience in post-origination modeling such as collections, repayment, recovery, loss mitigation, early-warning, or behavioural risk.
  • Proficiency in machine learning, including experience with tree-based models, transformers, deep learning, and agentic ML.
  • Strong engineering skills and the ability to provide hands-on technical leadership.
  • Comfort working through ambiguity and understanding systems from low-level implementation details to large-scale architecture.
  • Based in Europe, with candidates in the UK, Poland, or Spain considered.

Benefits

  • Base salary range of £142,000 - £190,000 per year.
  • Equity grade 7 with equity rewards included in total compensation.
  • Monthly stipends for health, wellness, and tech spending.
  • 100% subsidised medical coverage for you and your dependents.
  • Dental and vision coverage for you and your dependents.
  • Remote-first work environment with flexibility to work almost anywhere within the country of employment.
  • Competitive vacation and holiday schedules.
  • Employee stock purchase plan (ESPP) with shares available at a discount.

Interested in this position?

Apply directly on the company website

Apply Now

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