Compliance Lead, Fair Lending

2 hours, 38 minutes ago
Full-time
Senior
Finance and Accounting
Affirm

Affirm

Affirm offers a transparent buy now, pay later service founded in 2012 by Max Levchin. No late fees or surprises, just a responsible way to pay over time for your favorite brands.

Diversified Financial Services
1K-5K
Founded 2012

Description

  • Support second-line oversight of fair lending risk across the full credit lifecycle.
  • Partner with Product, Credit, Machine Learning, Engineering, and Legal to embed fair lending considerations into product design, model development, and go-to-market decisions.
  • Own and evolve key components of the Fair Lending Program, including governance, risk assessments, monitoring, and testing frameworks.
  • Provide clear guidance on complex regulatory expectations such as ECOA/Reg B and UDAAP and translate them into practical solutions.
  • Build trusted relationships with internal stakeholders and external partners to support transparency, accountability, and compliance alignment.
  • Assess fair lending risk within applicable requirements and help mitigate identified risks.
  • Collaborate cross-functionally on new products, markets, initiatives, change management, issue identification, and remediation planning.

Requirements

  • 5+ years of experience in compliance, audit, or regulatory roles within financial services.
  • Specific experience supporting fair and responsible lending programs and regulations such as ECOA/Reg B and UDAAP.
  • Strong understanding of Fair Lending Compliance Management Systems, including risk assessments, testing, governance, and issue management.
  • Experience partnering with technical and business teams such as credit risk, machine learning, and product to evaluate and mitigate risk in models and decision systems.
  • Ability to navigate ambiguity, apply regulatory judgment, and make informed decisions in a fast-evolving fintech and regulatory landscape.
  • Clear, concise communication skills with the ability to influence stakeholders at all levels, including senior leadership and external partners.
  • Highly organized and proactive, with strong analytical and problem-solving skills.
  • Visa sponsorship is not available for this position.

Benefits

  • Base pay range of $130,000-$170,000 per year for CA, WA, NY, NJ, and CT, or $115,000-$155,000 per year in all other U.S. states.
  • Equity rewards as part of total compensation.
  • Monthly stipends for health, wellness, and tech spending.
  • 100% subsidized medical, dental, and vision coverage for employees and dependents.
  • Health care coverage with all premiums covered by Affirm.
  • Flexible Spending Wallets for technology, food, lifestyle needs, and family-forming expenses.
  • Competitive vacation and holiday schedules.
  • Employee stock purchase plan at a discount.
  • Remote-first work environment with the ability to work almost anywhere in the country of employment.

Interested in this position?

Apply directly on the company website

Apply Now

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