Director of Analytics

1 week, 4 days ago
Full-time
Executive
Data Science and Analytics
Upstart

Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks
1K-5K
Founded 2012

Description

  • Own and evolve the Credit Analytics vision and roadmap across credit forecasting, valuation, and risk capital.
  • Lead the development and disciplined use of credit forecasting and valuation frameworks that support financial planning, portfolio monitoring, and investor narratives.
  • Own risk capital operations, measurement, and reporting, including capital analytics, stress scenarios, and risk appetite frameworks.
  • Partner with product, engineering, and capital teams to build credit and capital infrastructure, tooling, data models, pipelines, and dashboards.
  • Unify internal and external credit risk narratives with ML and investor- and capital-focused analytics partners.
  • Translate complex performance drivers into executive-ready insights and recommendations that inform funding strategy and deal structures.
  • Develop, coach, and empower managers and senior individual contributors on best practices, technical depth, and business problem-solving.
  • Foster a culture of ownership, curiosity, and continuous improvement within the analytics organization.

Requirements

  • 10+ years of professional experience in analytics, risk, or quantitative finance roles in technology, fintech, or financial services.
  • 5+ years leading and developing analytics and/or risk management teams.
  • Experience building and deploying credit risk or loss forecasting and portfolio valuation frameworks for consumer credit or comparable lending businesses.
  • Hands-on experience with structured finance and/or risk capital, such as securitizations, warehouse facilities, forward-flow, or similar institutional funding structures.
  • Advanced proficiency in SQL and at least one analytical programming language such as Python or R.
  • Experience working with large datasets and modern data platforms and BI tools.
  • Degree in Quantitative Finance/Economics, Statistics, Engineering, Data Science, or another quantitative field, or equivalent practical experience.
  • Track record of integrating credit, finance, and capital perspectives into unified analytical frameworks and narratives is preferred.
  • Experience modernizing credit forecasting, valuation, or capital analytics infrastructure in partnership with engineering and ML teams is preferred.
  • Experience with internal or external audits, controls, and governance such as SOX or valuation reviews is preferred.

Benefits

  • Anticipated base salary range of $198,100 to $291,000 USD for U.S. remote roles.
  • Target bonuses and annual equity grants.
  • Generous benefits package including medical, dental, vision, and 401(k).
  • Upstart 401(k) matching $2 for every $1 contributed, up to $15,000 per year.
  • Employee Stock Purchase Plan with discounted stock purchase options for eligible employees.
  • Affordable medical, dental, and vision coverage with Upstart covering 90% to 100% of plan costs depending on selection.
  • Health Savings Account contributions for eligible plans.
  • Paid time off, sick and safe time, and company holidays.
  • Paid family and parental leave, plus family-centered benefits through Carrot and Cleo.
  • Employee Assistance Program with mental health support and life-centered resources.
  • Annual wellness allowance and annual productivity allowance.
  • Remote-friendly, digital-first work environment with regular onsite collaboration.
  • Onsite perks such as catered lunches and stocked micro-kitchens at office locations.

Interested in this position?

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