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Principal Product Manager, Home Loans Infrastructure & Data

3 hours, 46 minutes ago
United States
Full-time
Senior
Product Manager
Product Management
Apply Now
SoFi

SoFi

SoFi specializes in providing a comprehensive financial platform that empowers individuals to achieve their financial goals through services such as student loan refinancing, debt consolidation, home buying assistance, and investment opportunities, all...

Capital Markets
1K-5K
Founded 2011
$2900M raised
View All Jobs 41

Description

  • Own the product vision, strategy, and multi-quarter roadmap for Home Loans infrastructure and data systems
  • Own systems, data models, and operational workflows that power the end-to-end mortgage lifecycle
  • Lead initiatives to reduce final approval cycle time and improve operational efficiency and cost per funded loan
  • Drive automation of manual processes, including vendor integrations and system enhancements to increase throughput and reliability
  • Improve data validation, accuracy, and consistency across systems to ensure high-quality inputs into decisioning and downstream workflows
  • Partner with engineering to modernize core systems, including platform migrations and synchronization across web and internal tools
  • Ensure systems and processes meet audit, compliance, and regulatory requirements in coordination with Risk and Compliance teams
  • Collaborate with Capital Markets and Operations teams to support post-close functionality and downstream loan workflows
  • Define, track, and use key performance metrics (e.g., cycle time, cost efficiency, QA/QC outcomes) to identify bottlenecks and drive improvements
  • Lead complex, cross-functional initiatives, align stakeholders, and drive execution against shared goals

Requirements

  • Bachelor’s degree or equivalent experience
  • 7+ years of product management experience, ideally in fintech, lending, or platform/data-focused roles
  • Proven track record of owning complex infrastructure, data, or operational systems and delivering measurable business impact
  • Experience driving workflow optimization, automation, or operational improvements at scale
  • Strong systems thinking with the ability to understand and improve end-to-end processes across multiple systems and teams
  • Experience working on technically complex products and partnering with engineering on architecture and trade-offs
  • Data-driven mindset with experience defining metrics and using insights to guide prioritization and decision-making
  • Strong cross-functional leadership and influencing skills across Product, Engineering, Operations, Risk, and Compliance
  • Excellent communication skills, including experience presenting to senior leadership
  • Nice to have: experience with mortgage systems (e.g., Encompass), familiarity with loan origination/underwriting/closing workflows, experience supporting audit/compliance/regulatory requirements, integrating with third-party vendors, or background in capital markets/post-close mortgage processes

Benefits

  • Competitive base salary (base pay range listed in the posting; final offer based on experience, skills, and location)
  • Comprehensive and competitive benefits package (details available on SoFi’s benefits page)
  • Inclusive culture with equal employment opportunity policies
  • Reasonable accommodations for candidates with physical or mental disabilities during the application and interview process
  • Remote work permitted except in Hawaii and Alaska due to insurance coverage limitations

Interested in this position?

Apply directly on the company website

Apply Now

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