Client Account Exec II

2 hours, 55 minutes ago
Full-time
Junior
Sales and Business Development
Pathward

Pathward

Pathward is a federally registered financial institution that enhances financial inclusion by offering a robust banking infrastructure and a variety of financial solutions to support businesses in accessing the necessary funds for growth.

Diversified Financial Services
251-1K
Founded 1954

Description

  • Ensure partner-underwritten loans conform to partner program credit guidelines and maintain acceptable credit risk.
  • Underwrite deals prudently and efficiently within existing program standards, including deals outside the simple credit box.
  • Apply minimum underwriting standards for the assigned simple credit box.
  • Collaborate with the Partner Development Executive to provide a consultative credit perspective before and after proposal issuance.
  • Review new deal packages for completeness and conduct initial interviews with prospects.
  • Order and review due diligence materials and documentation, including field exams.
  • Analyze financial statement spreads and understand cash flows.
  • Visit prospect locations and meet business management before closing for qualifying transactions.
  • Coordinate the pre-funding process with the documentation team.
  • Oversee the closing documentation process and manage loans through their lifecycle to portfolio.

Requirements

  • Bachelor’s degree or equivalent education and work experience.
  • Typically 3+ years of experience with a bachelor’s degree or equivalent.
  • Experience working within underwriting, credit, or related financial analysis functions.
  • Ability to understand and apply underwriting standards and credit guidelines.
  • Strong business acumen.
  • Customer focus.
  • Collaboration skills.
  • Strong communication skills.
  • Negotiating skills.

Benefits

  • Hybrid remote-office work environment.
  • Onsite locations available in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA.
  • Salary range of $60,000 to $100,500.
  • Eligible for an annual performance-based incentive opportunity.
  • Comprehensive benefits package including health insurance.
  • 401(k) retirement benefits.
  • Life insurance and disability benefits.
  • Paid time off.

Interested in this position?

Apply directly on the company website

Apply Now

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