Legal Counsel, Credit Administration

3 weeks ago
Full-time
Mid Level
Legal
Moniepoint

Moniepoint

Moniepoint offers a comprehensive payments, banking, and operations platform designed to support the growth of businesses and enhance financial accessibility for customers in emerging markets.

Diversified Financial Services
1K-5K
Founded 2015

Description

  • Draft, review, negotiate, and improve loan agreements, security documents, guarantees, and other credit-related legal instruments.
  • Conduct legal due diligence on borrowers, guarantors, and collateral, including verification of corporate, property, and identity documents.
  • Ensure loan documentation is properly executed, perfected, stamped, and registered in line with applicable laws and regulations.
  • Provide legal advisory support to business loans, credit, recovery, and risk teams on credit-related transactions and issues.
  • Identify, assess, and proactively manage legal and regulatory risks associated with lending activities.
  • Track and manage post-disbursement documentation, including outstanding conditions precedent and conditions subsequent.
  • Liaise with external solicitors, regulators, registries, and other third parties on documentation, perfection, and enforcement matters.
  • Maintain accurate legal records for all credit transactions on approved systems and repositories.
  • Contribute to the development and review of credit policies, standard templates, and legal processes.
  • Collaborate with product, operations, risk, and compliance teams to streamline and automate credit documentation workflows.
  • Stay current on changes in laws, regulations, and industry standards affecting lending and credit administration and advise the business accordingly.

Requirements

  • Bachelor’s degree in Law (LL.B).
  • 4–7 years of post-call experience.
  • Experience in banking, fintech, financial services, or a reputable law firm with a strong finance and commercial practice.
  • Hands-on experience drafting, reviewing, and managing loan agreements, security instruments, guarantees, and other credit-related documentation.
  • Strong working knowledge of Nigerian banking, finance, and credit-related laws and regulations, including BOFIA, CAMA, AML/CFT regulations, and data protection laws.
  • Practical experience with perfection of security interests, including CAC filings, landed property registries, stamp duties, and other relevant regulatory filings.
  • Solid understanding of credit risk, recovery processes, and enforcement of security interests.
  • High attention to detail and the ability to manage large volumes of documentation efficiently and accurately.
  • Strong commercial awareness and the ability to balance legal risk with business objectives.
  • Strong stakeholder management skills and the ability to work cross-functionally with credit, risk, operations, and compliance teams.
  • Good organizational and time management skills in a fast-paced, high-volume environment.
  • High ethical standards, sound judgment, confidentiality, and professionalism.

Benefits

  • Attractive salary.
  • Pension.
  • Health insurance.
  • Annual bonus.
  • Learning and development-focused environment.
  • Knowledge sharing, training, and regular internal technical talks.
  • People-first culture that values employee well-being and inclusion.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Product Counsel, Data Products

Stripe 5K-10K Diversified Financial Services

Stripe is seeking a product lawyer to support its Product Legal team in advising on the legal and regulatory aspects of AI-enabled product development across a global financial infrastructure platform.

3 hours, 59 minutes ago

Product Counsel, Terminal

Stripe 5K-10K Diversified Financial Services

Stripe is seeking a product lawyer to support the Stripe Terminal team on the legal and regulatory aspects of product development, launch, and commercialization across a global financial and technology environment.

5 hours, 35 minutes ago

Partnership Executive Consultant

COMPLY 51-250 Capital Markets

Comply is hiring a remote Partnership Executive Consultant to provide senior-level regulatory compliance advisory services to financial services clients while helping shape internal offerings and firmwide consulting practices.

9 hours, 55 minutes ago

Commercial Senior Associate (Remote)

LegalVision 51-250 Specialized Consumer Services

LegalVision is seeking a New Zealand-based commercial lawyer to work remotely with its Australian Consumer, Health and Tech practice, advising diverse SME and enterprise clients while mentoring junior lawyers.

12 hours, 26 minutes ago

You're on a roll! Sign up now to keep applying.

Sign Up

Already have an account? Log in

Used by 14,729+ remote workers