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Senior Product Manager - Business Lending

3 weeks ago
United States, Canada
Full-time
Senior
Product Manager
Product Management
Apply Now
Mercury

Mercury

Mercury provides online business banking solutions tailored for startups and small businesses, offering streamlined financial workflows and quick application processes to enhance operational efficiency.

Banks
251-1K
Founded 2017
$152M raised
View All Jobs 12

Description

  • Own the vision, strategy, and roadmap for Mercury's business lending product suite.
  • Drive the end-to-end customer journey from eligibility and discovery through application, underwriting, funding, servicing, and repayment.
  • Partner with risk and data science to design underwriting and decisioning experiences that balance speed, approval rates, and credit controls.
  • Work with design and engineering to create an application experience that feels effortless, transparent, and trustworthy.
  • Collaborate with banking partners, legal, and compliance teams to ensure the product is regulatory-compliant and operationally sound.
  • Define, instrument, and analyze core product metrics such as conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction.
  • Use customer insight, market research, and data to determine priorities and make tradeoffs between scope, risk, and speed.
  • Partner with marketing, sales, and support to launch the product and reach the right customers at the right time.

Requirements

  • 7+ years of product management or aligned experience.
  • At least 2+ years of experience in lending, credit, payments, or another regulated financial domain.
  • Experience building and scaling lending businesses.
  • Strong understanding of the lending lifecycle, including origination, underwriting, servicing, and repayment.
  • Proven ability to ship AI-first customer-facing products and iterate on them based on user needs.
  • Technical fluency and comfort partnering closely with engineers and data scientists.
  • Ability to translate technical complexity for business, risk, and compliance stakeholders.
  • Strong customer empathy with the ability to balance growth against credit, compliance, and operational realities.
  • Track record of using data and experimentation to drive decisions and measurable outcomes.
  • Comfort operating in ambiguity and setting direction in a fast-moving, greenfield product area.

Benefits

  • Competitive base salary with a target range of $200,700-$250,900 for US employees or CAD 189,700-$237,100 for Canadian employees.
  • Equity compensation in the form of stock options or RSUs.
  • Total rewards package that includes benefits.
  • Offers are based on experience, expertise, geographic location, and internal pay equity.
  • Reasonable accommodations are available throughout the recruitment process for applicants with disabilities or special needs.

Interested in this position?

Apply directly on the company website

Apply Now

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