Collections Legal and Recovery Compliance Manager

3 hours, 33 minutes ago
Full-time
Senior
Operations
Diversified Financial Services
51-250
Founded 2006

Description

  • Design and own the post charge-off recovery program, including eligibility criteria for legal escalation and automated account routing.
  • Maintain the controlled file, validate routing through audits and spot-checks, and approve threshold changes before implementation.
  • Monitor the legal escalation pipeline and review exceptions, compliance logs, and settlement letter content.
  • Ensure FDCPA, UDAAP, ECOA, SCRA, and applicable state law compliance across consumer-facing recovery activities.
  • Build and maintain a state-by-state legal viability map for deficiency collections and keep teams updated on law changes.
  • Manage bankruptcy filings, consumer complaints, CFPB inquiries, state attorney general matters, and other regulatory escalations.
  • Vet, contract with, and monitor third-party collection agencies, BPO partners, and outside counsel for compliance and performance.
  • Lead the oversight of active collections-related litigation and track referrals, case outcomes, costs, and remediation actions.
  • Write, version-control, and update policies, procedures, scripts, letters, and training materials for the recovery program.
  • Serve as the day-to-day legal and compliance resource for internal collections teams and help identify and resolve process gaps.

Requirements

  • 5+ years of experience in legal operations, compliance management, or collections oversight within consumer lending, auto finance, or a third-party collection agency.
  • Experience in non-prime or subprime auto lending specifically.
  • Working knowledge of FDCPA, UDAAP, and applicable state consumer protection laws as they apply to post charge-off collections.
  • Experience managing bankruptcy filings and SCRA compliance for servicemember accounts.
  • Experience managing outside counsel relationships, including scoping work, reviewing billing, and holding counsel accountable.
  • Experience working in or alongside a deficiency recovery operation and understanding settlement letters, agency placement, and legal escalation.
  • Ability to read and interpret collections performance data independently.
  • Bachelor’s degree required.
  • JD, paralegal certification, or CRCM preferred but not required.
  • Strongly preferred: experience building a post charge-off deficiency recovery program from the ground up, managing legal collections across multiple states, coordinating deficiency suits and post-judgment enforcement, running an agency compliance monitoring program, exercising audit rights, and terminating vendors for compliance failures.

Benefits

  • Full total compensation package of $130,000.
  • Remote work available anywhere within the USA.
  • Competitive health and welfare benefits, including medical, dental, vision, LTD/STD, and identity theft coverage.
  • Paid parental leave.
  • Paid vacation.
  • 401(k) match.
  • Tuition reimbursement.
  • Employee recognition, talent development, social activities, and monthly lunches.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Regulatory and Site Start Up Specialist

Precision For Medicine 1K-5K Pharmaceuticals

Precision for Medicine is seeking a Regulatory and Start Up Specialist to support country-level clinical trial site activation and regulatory submissions for its precision medicine and oncology-focused research programs.

1 hour, 47 minutes ago

Regulatory Compliance Manager (CRCM) - Freelance AI Trainer

Mindrift.ai: Be the “I” in AI Internet Software & Services

Mindrift is seeking part-time, project-based U.S. banking compliance specialists to create and evaluate AI training and testing scenarios for regulatory and examination-focused work.

3 hours, 25 minutes ago

SIU Healthcare Investigator (Full-time, Remote)

IntegrityM 51-250 Professional Services

SIU Investigator role at a healthcare claims organization focused on detecting, investigating, and resolving fraudulent, wasteful, or abusive claims activity through audits, analysis, and recovery work.

4 hours, 17 minutes ago

Regulatory Compliance Manager (CRCM) - Freelance AI Trainer

Mindrift.ai: Be the “I” in AI Internet Software & Services

Mindrift is seeking part-time U.S. banking compliance specialists to contribute to project-based AI evaluation work focused on testing, validating, and improving regulatory scenarios for leading tech companies.

5 hours, 14 minutes ago

You're on a roll! Sign up now to keep applying.

Sign Up

Already have an account? Log in

Used by 14,729+ remote workers