Consumer Underwriter

2 months, 3 weeks ago
Full-time
Junior
Finance and Accounting
BHG Financial

BHG Financial

BHG Financial is a pioneering financial company that specializes in providing innovative solutions for business professionals, consumers, and financial institutions nationwide. With a focus on technology, analytics, and exceptional service, BHG offers ...

Diversified Financial Services
1K-5K
Founded 2001

Description

  • Analyze tax returns, personal financial statements, and credit reports to assess credit risk and lending exposure.
  • Perform cash flow analysis to support underwriting decisions.
  • Review applications for completeness, conduct credit investigations, and document loan decisions.
  • Prepare loan packages in compliance with department policies and procedures.
  • Develop working knowledge of credit concepts, practices, policies, and procedures relevant to businesses.
  • Assess loan risk factors and make creditworthiness decisions.
  • Collaborate across departments to ensure clear communication and effective workflow.
  • Assist with credit-related projects and initiatives.
  • Perform other duties as assigned by management.

Requirements

  • 1+ year of experience in accounting, tax, or the financial industry preferred, or 2+ years of experience with administrative and clerical duties.
  • College coursework in business administration, finance, accounting, mathematics, or a related field preferred.
  • Familiarity with credit reports and personal and corporate tax returns is required.
  • Familiarity with tax transcripts is preferred.
  • Strong attention to detail, organizational skills, critical thinking, and analytical skills are required.
  • Ability to prioritize and multitask under tight deadlines in a fast-paced environment.
  • Strong quality, accuracy, and communication skills with a service-oriented, customer-focused, team-player mindset.
  • Experience with Microsoft Office is required.
  • Ability to work at a computer for 8+ hours per day and communicate professionally via video calls.
  • Valid U.S. work authorization is required; employer sponsorship is not available.
  • Travel is required during the first 6 months for the BHG Oars in Experience, with ongoing travel of approximately 5% annually thereafter.

Benefits

  • Medical/Rx/Dental/Vision coverage for employees and eligible family members.
  • Competitive PTO and vacation policies.
  • One Friday off each month for Wellness Weekends.
  • Company 401(k) plan with employer contributions after one year.
  • Company-sponsored training and certification opportunities.
  • Quarterly award ceremonies with additional bonuses for top achievers.
  • Ongoing volunteer opportunities through the BHG Cares program.

Interested in this position?

Apply directly on the company website

Apply Now

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