Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks

Financials

1K-5K (1875)

Founded 2012

55 open positions

Links

View All Jobs

Director, Financial Crimes Compliance

1 week ago

United States

Full-time

Lead

Compliance Manager

Finance and Accounting

Apply Now

Upstart

Banks

1K-5K

Founded 2012

View All Jobs 55

Description

Develop, implement, and maintain the enterprise-wide BSA/AML/OFAC compliance program.
Lead enterprise-wide BSA/AML and sanctions risk assessments and establish risk-based controls, monitoring frameworks, and governance processes.
Present program reporting, risk metrics, regulatory updates, and remediation progress to the Board, executive leadership, and risk committees.
Manage the CIP, KYC, CDD, and EDD framework, including customer risk ratings and ongoing monitoring.
Oversee high-risk customer reviews, onboarding decisions, escalation processes, and customer exit recommendations.
Provide strategic oversight for complex investigations, suspicious activity reporting, and other regulatory reporting obligations.
Serve as the primary contact for regulatory examinations, independent audits, and compliance reviews, and drive remediation of findings.
Partner with Product, Engineering, Operations, Legal, and Risk to design scalable financial crime controls for new products.
Monitor regulatory developments and provide guidance on BSA, AML, sanctions, fraud, and related financial crime requirements.

Requirements

Bachelor’s degree in Business, Finance, Accounting, Criminal Justice, Law, or a related field.
10+ years of experience leading BSA/AML compliance programs in a bank, credit union, fintech, or other regulated financial institution.
Deep knowledge of BSA, USA PATRIOT Act, OFAC sanctions, FinCEN guidance, KYC, CIP, CDD, EDD, and SAR requirements.
Experience completing BSA/AML/OFAC risk assessments and using them to build, enhance, and manage compliance programs for consumer deposit and lending products.
Experience overseeing high-risk customer programs, customer risk rating methodologies, enhanced due diligence reviews, and customer relationship termination decisions.
Experience leading regulatory examinations, independent audits, and remediation efforts related to BSA/AML and sanctions compliance.
Experience presenting financial crime compliance matters, risk assessments, and program metrics to senior executives, risk committees, and Boards of Directors.
Knowledge of consumer banking regulations applicable to deposit and lending products.
CAMS, CAFP, CRCM, or a comparable compliance certification preferred.
Experience serving as a BSA Officer, Deputy BSA Officer, or senior financial crimes compliance leader preferred.
Experience building and scaling AML transaction monitoring, sanctions screening, customer risk scoring, and case management programs preferred.
Experience using AI-powered solutions to scale and automate BSA program work preferred.
Knowledge of digital banking, fintech, embedded finance, or marketplace lending business models preferred.
Experience implementing technology-enabled compliance solutions, automated controls, and risk monitoring frameworks preferred.
Experience working directly with OCC, FDIC, Federal Reserve, CFPB, FinCEN, or state banking agencies preferred.
Familiarity with fraud risk management frameworks and the intersection of fraud and AML compliance programs preferred.

Benefits

Anticipated base salary range of $201,200 to $278,500 USD for U.S. remote locations.
Target bonuses and annual equity grants that vest quarterly.
401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible U.S. employees.
Comprehensive medical, dental, and vision coverage, plus wellness resources.
Health Savings Account contributions for eligible U.S. plans.
Life insurance and disability coverage.
Paid time off, sick leave, and company holidays.
Paid family and parental leave, plus family-centered fertility, parenthood, and caregiving benefits.
Employee Assistance Program with mental health support and life-centered resources.
Financial wellness resources, including planning tools and a financial concierge service.
Annual wellness allowance and annual productivity allowance.
Remote-first flexibility with occasional in-person onsites.
Onsite perks such as catered lunches and stocked micro-kitchens at office locations.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Associate, Compliance

GLG 5K-10K Professional Services

GLG is hiring a Compliance Senior Analyst in Shanghai to support expert screening, compliance surveillance, and day-to-day policy guidance for internal teams across China-related engagements.

China Full-time Junior Compliance Manager

15 hours, 54 minutes ago

Apply

15 hours, 54 minutes ago

Compliance Analyst - Freelance AI Trainer

Mindrift.ai: Be the “I” in AI Internet Software & Services

Mindrift is seeking project-based compliance contributors to test, evaluate, and improve AI systems through regulatory analysis and documentation work.

United States Part-time Junior Compliance Manager

Up to $125k

16 hours, 39 minutes ago

Apply

16 hours, 39 minutes ago

Compliance Analyst - Freelance AI Trainer

Mindrift.ai: Be the “I” in AI Internet Software & Services

Mindrift is seeking part-time contributors for project-based AI work focused on testing, evaluating, and improving compliance-related AI systems for leading tech companies.