Sr. Credit Analyst - To 105K - Remote - Job 3741

1 month, 2 weeks ago
Full-time
Senior
Finance and Accounting
The Symicor Group

The Symicor Group

The Symicor Group specializes in talent acquisition for the banking sector, leveraging over 105 years of combined industry experience to connect financial institutions with top-tier banking professionals across various roles.

Professional Services
11-50
Founded 2010

Description

  • Prepare basic and comprehensive credit analyses for commercial loans to support approval decisions for new, renewal, and extension requests.
  • Analyze the most complex commercial credits, including financial performance, management quality, market position, industry risk, and collateral.
  • Present findings and recommendations in concise written credit reports focused on cash flow, repayment ability, structure, and terms.
  • Create loan presentations for the commercial loan committee and present financial information for committee review and voting.
  • Assist lenders in evaluating credit proposals and determining appropriate loan structure.
  • Grade new and existing loans.
  • Prepare financial projections and stress tests for commercial credit requests.
  • Perform audits on commercial loans for documentation and credit exceptions and provide recommendations.
  • Maintain ongoing loan exception and loan funding tracking lists.
  • Conduct ongoing reviews of the financial condition of existing commercial borrowers.

Requirements

  • Bachelor’s degree in a related field preferred; specialized financial analysis training is also preferred.
  • 5 or more years of experience as a Credit Analyst required.
  • Experience preparing credit presentations.
  • Ability to manage, process, and track annual reviews of credits.
  • Thorough knowledge of current lending and loan review regulations, banking regulations, procedures, and operations.
  • Proficiency in analyzing and interpreting financial statements.
  • Excellent written and verbal communication skills.
  • Strong organizational skills with attention to detail.
  • Ability to multitask effectively.
  • Proficiency with spreadsheet and word processing software and experience working in a digital office environment.

Benefits

  • Remote position.
  • Salary up to $105K.
  • Benefits package.

Interested in this position?

Apply directly on the company website

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