Japan Regulatory Compliance & Money Laundering Reporting Officer (RC & MLRO)

18 hours, 24 minutes ago
Full-time
Lead
Operations
Stripe

Stripe

Stripe is a global technology company that provides financial infrastructure for the internet. They offer a suite of APIs and tools for businesses to accept online and in-person payments, automate financial processes, and embed financial services in th...

Diversified Financial Services
5K-10K
Founded 2009
$8700M raised

Description

  • Develop and implement a compliance strategy for Japan aligned with global FinCRO objectives and business goals.
  • Lead and enhance Stripe Japan’s regulatory compliance and financial crimes programs as the named RC and MLRO.
  • Ensure the financial crime program is designed to prevent, detect, and report money laundering, terrorist financing, and other financial crimes.
  • Lead or assist in Stripe Japan’s registration as a Funds Transfer Business Operator with the Kanto Local Finance Bureau under JFSA oversight.
  • Engage proactively with local regulators and serve as the primary point of contact and ambassador for Stripe in Japan.
  • Represent Stripe in external forums and industry groups to help modernize regulatory expectations for fintech.
  • Build and maintain strong relationships with banks, payment networks, and third-party providers, including managing escalations.
  • Advise internal stakeholders on product development to support compliance by design.
  • Report regularly to Stripe Japan’s Board of Directors on the health and effectiveness of compliance programs.
  • Use AI, data science, automation, and data-driven approaches to improve compliance oversight and detection capabilities.

Requirements

  • 10+ years of experience in financial crime, with significant focus on financial services, fintech, or payments.
  • Deep and current knowledge of financial crimes and relevant financial services laws and regulations in Japan.
  • Exceptional communication skills with the ability to explain complex regulatory concepts to technical and non-technical audiences.
  • Ability to think strategically and translate complex regulatory requirements into practical solutions.
  • Strong analytical and problem-solving skills with a data-driven approach to decision-making.
  • High data literacy and ability to work closely with data teams on emerging financial crime patterns and detection model effectiveness.
  • Deep contacts and influence across the financial crime, financial services, fintech, or payments industry.
  • CAMS (Certified Anti-Money Laundering Specialist) or another relevant professional certification is a plus.
  • Experience working in a global, matrixed organization is preferred.
  • Ability to navigate regulatory constraints in a high-growth environment is preferred.

Interested in this position?

Apply directly on the company website

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