Senior Manager, Underwriting

4 weeks ago
Full-time
Lead
Operations
SoFi

SoFi

SoFi specializes in providing a comprehensive financial platform that empowers individuals to achieve their financial goals through services such as student loan refinancing, debt consolidation, home buying assistance, and investment opportunities, all...

Capital Markets
1K-5K
Founded 2011
$2900M raised

Description

  • Recruit, onboard, and mentor an underwriting team aligned with SoFi’s values and performance expectations.
  • Manage the underwriting lifecycle across Conventional, Government, Jumbo, Portfolio, and Non-QM loan products.
  • Set underwriting authority levels and personally review or approve complex and high-exposure cases.
  • Coach the team to meet production and quality goals while maintaining speed and accuracy.
  • Partner with product and engineering teams to influence the technology roadmap and improve underwriting tools.
  • Manage digital tools that automate and streamline the underwriting process.
  • Build strong partnerships with Sales, Credit, Risk, and Operations to improve workflows and remove bottlenecks.
  • Monitor Quality Control reports, identify error trends, and implement corrective action plans.
  • Ensure underwriting decisions comply with GSE and investor requirements.

Requirements

  • 8+ years of mortgage underwriting experience.
  • 5+ years of experience leading mortgage underwriting teams.
  • Experience underwriting jumbo, high net worth, and complex credits with relevant approval authority.
  • Knowledge of federal, state, and FDIC real estate regulations and statutes.
  • Comprehensive knowledge of mortgage products, services, and industry trends.
  • Excellent written, verbal, active listening, and interpersonal communication skills.
  • Strong leadership and management skills to guide an experienced underwriting team.
  • Critical decision-making skills and sound judgment.
  • Technical proficiency with Encompass and Microsoft Office, including Outlook, Word, and Excel.
  • Strong time management skills and ability to prioritize responsibilities.
  • Experience in a role requiring diplomacy when directing production staff.

Benefits

  • Base pay range provided, with final offer determined by experience, skills, and location.
  • Access to SoFi’s comprehensive and competitive benefits package.
  • Equal employment opportunity commitment across all protected categories.
  • Reasonable accommodations available for candidates with disabilities during the application or interview process.
  • Remote work is not available from Hawaii or Alaska due to insurance coverage restrictions.

Interested in this position?

Apply directly on the company website

Apply Now

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