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Director of Product - Credit Card

12 hours, 12 minutes ago
United States
Full-time
Executive
Product Manager
Product Management
SQL
Apply Now
Self

Self

Self (self.inc) offers a Credit Builder Account and a secured Self Visa® Credit Card to help individuals build credit and savings. Their services are ideal for credit building, with no hard checks and reporting to all three bureaus. Visit their website...

Diversified Financial Services
201-500
$134M raised
View All Jobs

Description

  • Lead product strategy for the Credit Card vertical, including customer features, card platform, and portfolio-level investment decisions.
  • Own the prioritized product roadmap and translate strategy into clear engineering requirements.
  • Guide card economics, pricing, unit-economics modeling, and forecasting with Finance, Risk, and Analytics.
  • Balance growth, profitability, customer experience, and regulatory compliance across the card portfolio.
  • Manage relationships with card networks, vendors, and issuer banks, including program terms, reviews, and change approvals.
  • Develop and present data-driven recommendations to executives, internal stakeholders, and external partners.
  • Coach product managers and lead through influence across the product organization.
  • Support customer graduation from the Credit Builder Account to credit card products.

Requirements

  • 10+ years of experience in product, strategy, or P&L roles in consumer credit, including 5+ years in credit cards or consumer lending.
  • Direct P&L or equivalent economics ownership for a card or lending product.
  • Fluency in card economics, including interchange, APR and fee mix, credit losses, vendor and acquisition costs, and lifetime value.
  • Working knowledge of credit risk and underwriting.
  • Experience setting product direction and securing buy-in from executives, peers, and external partners.
  • Experience coaching senior individual contributors and leading through influence without formal authority.
  • Knowledge of regulated consumer-finance requirements, including UDAAP, fair lending, CFPB, and bank-partner oversight.
  • SQL or hands-on data analysis skills and experience running experiments.
  • Strong customer understanding of credit-building audiences.
  • Experience with secured, near-prime, or subprime card portfolios; issuer or sponsor banks; card networks; pricing and rewards or fee-structure evaluation; or scaling fintechs is preferred.
  • Perspective on AI in product-management workflows and experience driving team adoption is preferred.
  • Must be a U.S. citizen or permanent resident; visa sponsorship is not available.
  • Must successfully pass a background check.

Benefits

  • Generous health, dental, and vision insurance, plus employer-paid life, disability, and cost-containment benefits.
  • Hybrid or remote work arrangement for Austin-based role.
  • Flexible vacation and paid parental leave.
  • Company performance-based bonuses and stock options.
  • Education reimbursement and relocation bonus to Austin.
  • Gym membership support through ClassPass or monthly reimbursement.
  • Lunchdrop stipend and paid parking.
  • Employee resource groups, team-building activities, casual dress code, and referral program.

Interested in this position?

Apply directly on the company website

Apply Now

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