Lead Product Regulatory Advisor

1 month, 1 week ago
Full-time
Lead
Operations
Protective Life

Protective Life

Protective Life Insurance Company offers financial security through insurance and investment products, serving people and protecting families for over a century.

Insurance
1K-5K
Founded 1907

Description

  • Provide legal interpretation and regulatory guidance for complex multi-line, multi-state insurance product filings.
  • Assess state-specific regulatory requirements, deviations, and emerging statutory issues for Employee Benefits, Protection, and Retirement products.
  • Partner with Regulatory and Compliance Analysts to evaluate bulletins, trends, and filing objections for legal impact and risk exposure.
  • Lead legal positioning for filing objections, conditions, and negotiations to minimize product launch delays.
  • Support escalation strategies for complex filing objections and coordinate with centralized Legal on enterprise-level risk or precedent issues.
  • Advise on filing strategy, sequencing, and state prioritization with filing leadership and consulting resources.
  • Translate legal and regulatory requirements into actionable guidance for product design, pricing, filing strategy, and operational implementation.
  • Identify legal and regulatory risks early in the product development lifecycle to inform design and rollout decisions.
  • Collaborate with filing operations to ensure submissions align with approved pricing, plan design, and system configuration.
  • Serve as an internal subject matter expert on product filing legal issues and help evolve the filing function into a strategic growth enabler.

Requirements

  • Juris Doctorate (JD) degree from an accredited law school.
  • 8+ years of legal or regulatory experience interpreting insurance statutes, regulations, and filing requirements across multiple states.
  • Demonstrated experience providing legal or regulatory guidance in complex, highly regulated environments.
  • Experience supporting insurance product filings, particularly in Employee Benefits, Life, Disability, or related product lines.
  • Experience working cross-functionally with Product, Actuarial, Compliance, and Operations teams.
  • Strong ability to apply sound legal judgment to complex product filing and regulatory interpretation issues.
  • Advanced knowledge of insurance statutes, regulations, and regulatory filing requirements across multiple states.
  • Familiarity with Employee Benefits products, with working knowledge of Protection and Retirement lines.
  • Proficiency with regulatory filing systems such as SERFF and I-FILE.
  • Experience leading or influencing filing strategy for multi-state insurance products (preferred).
  • Familiarity with state insurance department interactions, including filing objections and negotiations (preferred).
  • Prior experience serving as an internal regulatory or legal subject matter expert for product filings (preferred).
  • Ability to support enterprise-level risk considerations and precedent-setting regulatory issues (preferred).
  • Experience contributing to process improvement or functional transformation initiatives within filing or compliance organizations (preferred).

Benefits

  • Targeted salary range of $99,500 to $140,000 per year.
  • Annual incentive opportunity based on individual and company performance.
  • Comprehensive health, dental, and vision insurance.
  • Mental health benefits and an employee assistance program.
  • Paid time off, paid parental leave, short-term disability, and a cultural observance day.
  • 401(k) plan with company matching.
  • Pension plan.
  • Contributions to healthcare accounts.
  • Remote work from home arrangement.

Interested in this position?

Apply directly on the company website

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