Senior US Mortgage Underwriter

23 hours, 31 minutes ago
Full-time
Senior
Product Management
Ocrolus

Ocrolus

Ocrolus is a leading document automation platform in financial services, digitizing bank and credit card statements with over 99% accuracy. It empowers lenders to automate credit decisions, enabling faster access to credit for borrowers.

Banks
251-1K
Founded 2014
$127M raised

Description

  • Apply Fannie Mae, Freddie Mac, FHA, and VA guidelines to test mortgage underwriting tools and validate their accuracy.
  • Review borrower documentation such as income, assets, credit, collateral, and AUS findings to verify correct underwriting rule application.
  • Document test results, flag discrepancies, and recommend fixes to support compliance with agency and investor standards.
  • Serve as a subject matter expert on underwriting practices for technical and non-technical teams.
  • Translate complex underwriting requirements into clear, simple language for stakeholders.
  • Partner with Product to identify enhancement opportunities and support new feature development.
  • Provide ongoing underwriting input and feedback to the Sales team.
  • Communicate findings and recommendations to leadership and cross-functional stakeholders to maintain alignment.

Requirements

  • 3+ years of mortgage underwriting experience, including FHA and VA.
  • Strong knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines.
  • Experience reviewing borrower documents such as W-2s, tax returns, pay stubs, self-employment income, appraisal, and title documents.
  • Strong expertise in income analysis, credit evaluation, and AUS findings.
  • Experience testing technology products or tools is a plus.
  • Tech-savvy with the ability to critique mortgage software and explain findings clearly.
  • Excellent documentation, prioritization, and communication skills.
  • Experience with fintech or SaaS mortgage tools is preferred.
  • Familiarity with automated income calculation or verification platforms is preferred.
  • Exposure to agile product development environments is preferred.

Benefits

  • Remote-first work environment.
  • Opportunity to grow skills and take ownership of your work.
  • Meaningful impact on the future of lending.
  • Inclusive workplace committed to diverse perspectives.
  • Work at a fast-growing company with a mission-driven culture.

Interested in this position?

Apply directly on the company website

Apply Now

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