Senior Legal Counsel, Digital Assets and Payments

1 day, 13 hours ago
Full-time
Senior
Legal
Monzo

Monzo

Monzo is a digital retail bank and fintech company that provides smart banking solutions through its smartphone app. With over 8 million users, Monzo offers intelligent notifications, instant balance updates, and financial management tools to help user...

Banks
1K-5K
Founded 2015
$1100M raised

Description

  • Advise product managers and engineers on legal and regulatory issues affecting payments, digital assets, and emerging financial technologies.
  • Serve as a legal business partner to teams working on payments initiatives across Monzo.
  • Provide practical legal and commercial guidance to help Monzo grow in the UK and internationally.
  • Help develop efficient ways of working that support scaling while ensuring legal and regulatory compliance.
  • Identify legal issues proactively, assess risks, and recommend effective solutions for complex business activities.
  • Deliver training and knowledge sharing on relevant laws and regulations to colleagues.
  • Work closely with legal, product, risk, compliance, financial crime, fraud, and operations stakeholders across the Monzo Group.
  • Support work on the evolving legal and regulatory framework for digital assets across the UK and EU.
  • Improve legal team workflows by identifying technology solutions and process efficiencies.
  • Manage external suppliers and law firms to improve cost management and value for money.

Requirements

  • Minimum 5 years of relevant post-qualification experience.
  • Technically excellent lawyer with recent experience in digital assets, emerging financial technologies, and the evolving regulatory regime.
  • Experience advising on financial services laws and regulations, including the UK regime for digital assets and emerging payment technologies.
  • Strong risk assessment and problem-solving skills with the ability to balance commercial and risk considerations.
  • Proactive, initiative-taking, and eager to broaden legal knowledge.
  • Interest in the intersection of banking and technology and consumer finance transformation.
  • Ability to work effectively in a fast-paced environment.
  • Experience working collaboratively with senior lawyers, product teams, and cross-functional stakeholders.
  • Willingness to work flexibly and engage with UK and EU legal/regulatory requirements.

Benefits

  • Circa £110,000 salary.
  • Incentive awards tied to performance.
  • Relocation support to the UK.
  • Flexible working hours.
  • £1,000 annual learning budget for books, training courses, and conferences.
  • London office base with case-by-case discussion for non-London candidates.
  • Benefits package available.
  • Interview process designed to be flexible around candidate availability.

Interested in this position?

Apply directly on the company website

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