Sr. Portfolio Analyst

9 hours, 6 minutes ago
Full-time
Senior
Data Science and Analytics
GoTyme Bank

GoTyme Bank

GoTyme Bank offers personalized banking with human customer service, free transfers, Go Rewards points, and a 4% p.a. interest rate on savings.

Banks
51-250
Founded 2022

Description

  • Ensure credit risk management policies and procedures are properly and promptly implemented.
  • Design, test, and implement credit strategies that support business goals.
  • Develop consumer-oriented policies for existing and new products.
  • Design risk client acquisition policies for the salary lending portfolio.
  • Test and maintain pricing policies to support loan book profitability.
  • Monitor portfolio performance against set KPIs and identify issues or opportunities.
  • Own credit strategy, portfolio growth, underwriting, and related operational tasks.
  • Collaborate with Data & Analytics to develop credit algorithms, models, and reports.
  • Lead research initiatives on portfolio risk composition and potential migration events.
  • Build and maintain a portfolio management framework and guide junior team members.

Requirements

  • Bachelor’s degree, preferably in Economics, Finance, Mathematics, Statistics, or a related field.
  • Minimum of 5 years of experience in banking, credit risk, or portfolio management.
  • Strong financial analysis, underwriting, risk assessment, and risk mitigation skills.
  • Proficiency in Google Suite or Microsoft Suite, including Word, Excel, and PowerPoint.
  • Knowledge of Python, SQL, or similar data analysis tools.
  • Strong communication and negotiation skills to obtain business requirements and approvals from stakeholders.
  • Inquisitive nature with detailed orientation, accuracy, focus, and teamwork.
  • Ability to analyze data accurately and achieve goals in a timely manner.
  • Experience working with diverse stakeholders and cross-functional teams is important.

Benefits

  • Competitive benefits package.
  • Flexible work arrangements.
  • Remote-first work environment.
  • Professional environment that encourages diversity and innovation.
  • Opportunity to contribute to financial wellness and inclusion for thousands of employees.

Interested in this position?

Apply directly on the company website

Apply Now

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