Senior Credit Manager (Australian Mortgage with lending experience) - 212

16 hours, 9 minutes ago
Full-time
Lead
Finance and Accounting
D2B

D2B

D2B specializes in connecting Australian businesses with top offshore talent, facilitating the hiring process to help companies scale efficiently and effectively.

Professional Services

Description

  • Act as the final technical authority for complex self-employed lending scenarios and provide definitive credit decisions in ambiguous cases.
  • Lead and mentor a credit team, including a Senior Underwriter and a Credit Analyst, and sign off on their most complex files.
  • Oversee credit lodgements to ensure accuracy and consistently high first-time approval rates.
  • Liaise with BDMs and senior credit assessors at 2nd-tier Australian lenders to negotiate conditions and overturn declines.
  • Maintain compliance with internal SLAs and support the team’s speed, reliability, and service standards.

Requirements

  • 8+ years of experience working within an Australian 2nd-tier lender such as Pepper, Liberty, or La Trobe.
  • Proven experience holding a high Delegated Lending Authority (DLA).
  • Experience managing or leading a credit assessment team.
  • Expert ability to assess complex self-employed financial structures, including company tax returns, trust distributions, and add-back scenarios.
  • Strong strategic thinking with the ability to identify viable lending pathways for high-net-worth borrowers.
  • Previous experience in a Credit Coach or Scenario Desk role within a specialist lender is preferred.
  • Experience handling complex commercial-to-residential crossovers is preferred.
  • Advanced accounting knowledge, including corporate tax portals and inter-entity loan account reconciliation, is preferred.

Benefits

  • Salary of PHP 130,000 to PHP 180,000 per month.
  • Monday to Friday schedule, 9:00 AM to 6:00 PM AEST.
  • NSW public holidays observed.

Interested in this position?

Apply directly on the company website

Apply Now

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