Mortgage Underwriter - Contractor

2 hours, 52 minutes ago
Contract
Junior
Quality Assurance and Testing
Ocrolus

Ocrolus

Ocrolus is a leading document automation platform in financial services, digitizing bank and credit card statements with over 99% accuracy. It empowers lenders to automate credit decisions, enabling faster access to credit for borrowers.

Banks
251-1K
Founded 2014
$127M raised

Description

  • Test mortgage underwriting tools using Fannie Mae, Freddie Mac, FHA, and VA guidelines to validate accuracy.
  • Review borrower documentation, including income, assets, credit, collateral, and AUS findings, to verify correct underwriting rule application.
  • Document test results, flag discrepancies, and recommend fixes to support compliance with agency and investor standards.
  • Serve as the subject matter expert on underwriting practices for technical and non-technical stakeholders.
  • Translate complex underwriting requirements into clear, simple language for written and verbal communication.
  • Partner with Product to identify enhancement opportunities and support new feature development.
  • Provide ongoing underwriting expertise and input to the Sales team.
  • Communicate findings and recommendations to leadership and cross-functional teams to maintain alignment.

Requirements

  • 3+ years of mortgage underwriting experience, including FHA and VA.
  • Deep knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines.
  • Experience reviewing borrower documents such as W-2s, tax returns, pay stubs, self-employment income, appraisals, and title documents.
  • Strong expertise in income analysis, credit evaluation, and AUS findings.
  • Experience testing technology products or tools is a plus.
  • Tech-savvy with the ability to critique mortgage software and explain findings clearly.
  • Excellent documentation, prioritization, and communication skills.
  • Experience with fintech or SaaS mortgage tools is preferred.
  • Familiarity with automated income calculation or verification platforms is preferred.
  • Exposure to agile product development environments is preferred.

Benefits

  • $45 per hour compensation.
  • 4–8 hours of work per day.
  • Remote-first work environment.
  • Opportunity to grow skills and take ownership of work.
  • Inclusive workplace with a strong emphasis on diversity and belonging.

Interested in this position?

Apply directly on the company website

Apply Now

Similar Roles

Senior General QA Engineer

airSlate 251-1K Professional Services

airSlate is hiring a Senior QA Engineer to support altaFlow, a complex no-code document automation platform with external integrations, by ensuring product quality, reliability, and scalability across the full testing lifecycle.

Java Selenium TestNG
7 minutes ago

Head of Quality Assurance

Worth AI Internet Software & Services

Worth is seeking a Head of Quality Assurance to lead its QA function, set company-wide quality standards, and embed scalable testing practices across the development lifecycle.

CI/CD Kafka Playwright Selenium
7 minutes ago

Pharmacy QA Specialist

Dane Street 251-1K Insurance

Dane Street is hiring a Pharmacy QA Specialist to support PBM clients by reviewing pharmacy determinations, documentation, and workflows to ensure accurate, compliant, and timely case completion.

7 minutes ago

Physician Advisory Services QA Specialist

Dane Street 251-1K Insurance

Dane Street is seeking a QA Specialist to review physician reports for accuracy, completeness, and client compliance while coordinating with customers, physicians, and internal leaders to ensure timely delivery.

22 minutes ago

You're on a roll! Sign up now to keep applying.

Sign Up

Already have an account? Log in

Used by 14,729+ remote workers